Once we have a solid understanding of your debt situation, it’s time to call in our specialist debt negotiators. Our expert team understand the legislation surrounding credit and debt in Australia, especially with regards to debt negotiation. We know your rights. In addition to this, our team is experienced with debt negotiating with a wide range of credit providers. The debt negotiators at Just Budget have built strong relationships over the years. So, by using our legal knowledge combined with established relationships with these credit providers, we are able to effectively negotiate on behalf of our clients. Therefore, creating a greater understanding about their situation to creditors.
Frequently, there is miscommunication surrounding debt conflicts. This can mean people who are unable to pay back their debts may feel intimidated by their creditors. This may lead to anger towards credit providers or even complete avoidance. Credit providers may not believe a client if they cannot make payments. The creditor may feel that the borrower is inventing excuses. This misunderstanding can lead to defaults, high tension and even bankruptcy.
The short answer is yes. In many cases Just Budget can help to reduce monthly payments for up to six months while you get back in control. The important thing to remember here is that every situation is different and therefore, the needs of our clients will be different. For this reason, we tailor our service to ensure the best result for the client is met.
To find out more about this, please see our debt reduction page.
At Just Budget, we know how to communicate your situation to your creditors and know the Australian legislation that protects your rights. Through this we can create real results that can help you get back in control of your debts.