Caring financial assistance for Australians
Our expert team can help you to understand your financial position and guide you towards a positive future.
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Just Budget Debt Management System

Financial assistance and times of need

Get Back In Financial Control

You don’t need to spend your life worrying about how you will pay your bills. Even during challenging times, there is support out there.

Our debt management system is designed around you. Our friendly, expert team take the time to really understand your situation and quickly assess how we can help. We have over 30 years experience and expertise in debt management. It is common for creditors to pile pressure on you, but we can help. With our financial assistance, you can start to see a positive change and take control of your finances.

Why Turn To Us For Financial Assistance?

  • We will treat your like an individual. We take the time to listen and learn about your financial situation. This way we can tailor a debt management solution just for you.
  • Your budget your way. Together we’ll set up a personalised budget based on your situation.
  • Stop worrying about making payments. We’ll work with your creditors and arrange for them to accept payments you can afford while you get back in control. We can even manage payments.
  • Keep your good credit rating. While a credit provider may report an application for hardship assistance, this has less weight than a default. In fact our involvement may actually stop a credit provider entering a negative listing.
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Declaring bankrutpcy Australia

Avoiding Bankruptcy In Australia

Have you thought about declaring bankruptcy as a means of getting out of debt? Are you aware of the repercussions that declaring bankruptcy brings? Just Budget outlines some of these issues below which highlights why bankruptcy is not always the answer.

  • Bankruptcy will be listed on your credit file for five years making borrowing money impossible.
  • Bankruptcy will be listed on your credit file for five years making borrowing money impossible.
  • Your assets including your motor vehicle may be sold on your behalf by an administered trustee. You may be required to pay a percentage of your income to trustee.
  • There may be travel restrictions enforced.
  • An investigation into your financial affairs may occur.
  • Property that was transferred by you prior to the bankruptcy may be recovered by your trustee.
stop interest and late fees

Stop Losing Money On Interest and Fees

Let us put a stop to the fees and interest payments. This could save your thousands and help you pay your debts quicker.

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Stop Those Stressful Phone Calls

If you are terrified to answer your phone as it might be debt collectors, you can rest easy. We will stop the calls so you can relax.

just one easy affordable payment

One Easy-To-Manage Affordable Payment

Get back in control of your life and relax knowing that we will take care of your debt repayments.

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