Sustainable Debt Solutions

Tailored to You.

If you are experiencing difficulty making payments on your loans, give the team at Just Budget a call to get started on your debt relief plan today.

caring debt support for people in financial hardship

What Does Just Budget Do?


        
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Tailored Debt Support Solutions

Caring financial guidance

Just Budget offers caring financial support and personalised money management for Australians facing or living in financial hardship. Just Budget is here to listening and advise at a time when you need it most. 

Assessing your current situation, we aim to provide sensible, workable financial guidance and tailor debt management plans to suit your needs. We know things can get tough when it comes to personal finance, but remember: you are not alone in this struggle.

 

Caring debt support
KNow your legal rights when it comes to debt

Know Your Legal Rights 

If you are sick of creditors and debt collectors constantly calling you and just want it to stop, we are here to provide that support. Just  Budget will take over debt negotiations, and ensure you have a sustainable, sensible payment program that suits your income and budget.

What Is Debt Management?

Debt management means you are not alone. Debt management is the act of managing your finances through personal budgeting and a well-formulated debt management plan (DMP). This kind of plan is put into place to help people decrease and eliminate their existing and future debts.

The team at Just Budget will work with you to help you manage your debts with no obligations, expertly tailoring a plan to suit you. We aim to take the pressure of your creditors away and to give you a sense of debt relief.

Just Budget Frequently Asked Questions

Yes! This is a time when Australians need solid, sound and reliable advice and assistance in debt relief. Our compassionate and caring support team will continue throughout the entirety of this outbreak. During COVID19 lockdowns our staff were equipped with home office work stations. Each employee has had a work station fitted within their home, so we can work as effectively as normal if further lockdowns occur. Each work station is directly linked to our secure server based in our main office. All your data is safely stored on this secure private server. Currently our staff are back in the office utilising COVID-safe work practises.

The Just Budget team are available to support and help you through the current financial crisis facing many Australians. If you are concerned, or would like to keep up to date with COVID-19 benefits that you may be entitled to, then you can find reliable Federal Government situation updates here.

For financial payment assistance during the crisis, please visit the Federal Government’s dedicated COVID-19 support page.

Just Budget was founded by financial specialists who understand the complexities of debt management. We are here to offer debt relief strategies and financial assistance. Our experts can help you to regain control of your budget and as a result, achieve your financial goals, short and long term. Our products and services are geared towards looking for the best workable solution to your debt problems. Our aim is to help you to get out of debt, and if possible, avoid it altogether! We offer budgeting tools, financial assistance and a wide range of services. Consequently, we are well suited to help with almost any debt issue. Remember, many people struggle with debt and there are always solutions. Our financial support team can guide you through to becoming debt-free.

First and foremost, we are here for you. Our aim is to care for you and support you in any way that we can. Offering debt relief, Just Budget is able to provide unique budgeting plans and tailored assistance to suit each individual. If we can help you to keep on track with your money, while meeting your financial goals and reducing stress, then we know we have done a good job. Life is short and there are a lot of things to worry about, but we believe that money doesn’t need to be one of them. This is why we are here, to provide you with a pathway to avoid worrying about your finances again.

As well as helping with budgets and offering general financial assistance, we provide a wide range of services to suit you. Our Debt Management, Consolidation, Negotiation and Agreement services each help you to manage debt in different ways. On top of this, our Credit Support service provides you with the opportunity to wipe your slate clean and get your credit history repaired. Our business and personal loans can also provide you with the financial support you need.

Most people find themselves tied up in debt at some point in their life. The important thing is doing something about it. Whether it be simple budgeting or financial planning that you need, or more, we are here to help. If you need your money managing, then we can act as the wall between yourself and your creditors. We can consolidate your debts into one so you no longer owe multiple debts at random times of each month. You then pay us one single amount and we deal with the creditors. This way, you can be sure that your bills will be paid on time and you can organise your money more easily with just one payment. In addition, what’s best of all about our service is that in some cases, we can even negotiate your debt so that you end up paying less than previously!

Just Budget has specialists who can contact your creditors on your behalf to try to get a better deal for you. We can negotiate your interest rate, repayment amount or even reduce your overall debt. We can help you set up an informal debt arrangement with your creditors, at a rate you can afford, giving you room to breathe again.