Are your personal loans stacking up and making you feel overwhelmed? Don’t worry, our personal loan management could literally change your life.
Personal loans are great if you need finance for a specific reason. This could be to buy a car, get dental work, consolidate debt or finance a holiday.
Unlike credit cards, personal loans are usually a secured form of finance and come with a set repayment plan. This is where things can sometimes become complicated.
Some people apply for more money than they can afford, and before long, their debts are out of control.
If you are struggling with out of control personal loans, then Just Budget could step in. Our debt relief plans are designed to turn your financial situation around while safeguarding your secured assets.
With over 30 years of financial expertise, Just Budget has the tools to help you become debt-free. Find out how Personal Loan Management works:
This helps us understand what you can afford so you can get the best personal loan management possible.
This will be on your terms, based on what you can afford. You will only pay us moving forward.
With the new debt relief plan underway, you'll make easy, reduced payments to us until you're debt-free!
Just Budget offers a comprehensive approach to personal loan management:
Clear Repayment Structure: We develop a repayment plan that aligns with your budget, making it easier to manage your finances.
Creditor Negotiation: We handle communications with creditors, aiming to reduce interest rates and overall debt.
Single Payment Management: We consolidate your debts into one regular payment, reducing the stress of multiple due dates.
Affordable Repayments: We work to lower your repayments to an amount you can comfortably afford.
The application process is straightforward:
Apply Online: Complete our easy online application form, which takes minutes and does not impact your credit history.
Free Consultation: After reviewing your application, we will contact you to discuss your financial needs and circumstances.
Debt Relief Plan: We will develop a personalised plan to pay off your debts. This involves combining your personal loans into one and negotiating a lower repayment amount based on what you can afford.
Consolidating multiple personal loans into a single loan can offer several advantages:
Simplified Repayment: Managing one loan with a single monthly payment can make budgeting easier and reduce the risk of missed payments.
Potential Cost Savings: If you qualify for a lower interest rate through consolidation, you could save money on interest over the life of the loan.
Improved Credit Score: Consistently making on-time payments on a consolidated loan can positively impact your credit score.
If you qualify, your personal loan management plan could be finalised within 24 hours, and you could start enjoying the benefits immediately.
Just Budget Pty Ltd is a debt management specialist. Our primary goal is to remove the pressure from our clients and help Australians take back control of their finances.
With budgeting tools, debt reduction and debt mediation, we offer the full package to organise and reduce your debts.