Overwhelmed with repayments? Debt Relief is the answer. Lower repayments. Cut interest. Stop creditor pressure. Breathe easier and move forward with confidence.
Debt relief involves reducing, restructuring, or eliminating debt to make it more manageable.
At Just Budget, we handle everything – from negotiating with creditors to managing payments. All you need to do is make timely payments, and we’ll take care of the rest.
Do any of the following statements relate to you? If yes, then it’s likely that you could qualify for Debt Relief.
Great guy, very easy and helpful to navigate through all the steps 👍
I spoke with Jacob and Casey and I have to say I am blown away from their customer service. If you see my reviews, you know I am an honest and sometimes brutally honest reviewer. I am genuinely impressed with how they have made me feel very comfortable in what feels like the toughest and most sensitive topic to discuss. I am very grateful and I already feel so much relief from my situation and like I can start to enjoy life again.
Keanue was an absolute lifesaver during my process! As a young adult, I was nervous about being judged for my financial situation, but Keanue was completely understanding and never made me feel anything but supported. He was professional, approachable, and took the time to explain everything clearly. I truly appreciate his judgment-free approach and genuine willingness to help. I couldn’t recommend him more!
All i can say is that these guys are amazing. They have lifted a huge weight off my shoulders. With just 2 phonecalls and within 1 week my debt repayments were consolidated to 1 repayment thats affordable. Cant thank you guys enough!! Huge thanks to Pat and Casey!!
I’ll like to thank Chloe @ lauren
I was in a stressful situation with my finances
Spoke with chloe help me with my situation
Lauren my case manager fantastic
Chloe @ Lauren
Thankyou
I recommend just budget for financial support just give them a call
Keanue was amazing and very helpful on the phone. Explained everything thoroughly and made me feel at ease. Give these guys a call if you need assistance as they are amazing!
Keanue and Tom were straightforward but kind, non judgmental, empathetic and were transparent up front on what your fees were which are very reasonable. Not to mention professional and efficient and had me on a payment plan that day. Thank you Keanue and Tom – you are both amazing.
The team at Just Budget have been incredible. Kind, empathic and understanding. Their support has been vital to ensure I was able to take the next steps in my financial journey without fear. I cannot thank them enough!
Keanue was so amazing at explaining everything I needed to which made me feel at ease as I was really sceptical about the whole thing thank you again Keanue for putting up with all the questions
Matt
Keanue from just budget was great and professional thank you for explaining everything clear to me I will recommend to others 😊
Keanue from Just Budget was so lovely to deal with he was brilliant so friendly , understanding and down to earth . Would definitely recommend him ! Thank you so much for helping me
Keanue was so lovely, very easy to talk to and very understanding and not judgemental at all. He deserves a pay rise!
Keanue was amazing. Highly recommend speaking with him if ever needed. Friendly and professional
Keanue did a great job very far very good at explaining what’s going on
Keanue was absolutely amazing. His non judgmental ways made me feel so comfortable to talk to him. He put me straight at ease and would recommend keanue to everybody.
Keanue was great to speak to, very clear with what the process is and showed compassion and understanding,
Keanue was a GEM and a half and I would recommend him to everyone. Was very straight forward and didn’t hide anything. Answered every single question I had and making sure we were on same page the whole time
I have been dealing with KABIR he is FANTASTIC!!! Supportive, understanding and listens to my concerns without any type of judging. Would definitely 💯 recommend Kabir 😊 thank you so much !!! No longer feel stressed and am much happier. Great 👍 job . From Val Clark
Chloe was lovely and helpful. She made the process easy and non judgemental and listened to make sure she could help in anyway, thank you.
Chloe was so friendly. I actually felt comfortable discussing my finances with her and never felt like I was being judged at all.
She also made things clear to understand which helped tremendously.
Thanks for getting back to me so quickly. I’m now close to finalizing everythingy happy dance has begun
I spoke to Chloe about the services available, very clear communication and helpful options to choose between. I’m glad I contacted them online, found a solution better than I was looking for.
Chloe was extremely understanding and showed compassion for my situation.
Very happy with this service
I had no idea what I was doing, worried id have to pay my debts separately which is why id been falling hard in debt. But she helped explained how they could support me was straightforward and well spoken very patient thankful for thw help .
Chloe was fantastic she explained to me things to expect and did not pressure me into anything thanku
Chloe was non-judgemental and extremely helpful, coming up with a plan that will suit me and what I can afford.
The process is a lot quicker and simpler than you might imagine. If you qualify, your new plan could come into effect within a matter of days.
After looking at your situation, we will find the best solution for you.
Next, we negotiate new terms with your creditors based on your needs.
We’ve supported thousands of Aussies to reduce their debt payments and start their debt-free journey.
Check out the results below that 10 randomly selected clients were able to achieve:
| Client Name | Before Just Budget | New Monthly Payment | Monthly Savings | Reduction |
|---|---|---|---|---|
| Troy | $4,647.22 | $194.00 | $4,453.22 | 95.8% |
| Sally | $3,521.49 | $194.00 | $3,327.49 | 94.5% |
| Marcus | $5,723.78 | $374.00 | $5,349.78 | 93.5% |
| Rebecca | $5,536.16 | $394.00 | $5,142.16 | 92.9% |
| Andy | $1,931.73 | $434.00 | $1,497.73 | 77.5% |
| Michelle | $1,816.05 | $394.00 | $1,422.05 | 78.3% |
| Daniel | $1,075.59 | $365.00 | $710.59 | 66.1% |
| Karen | $782.62 | $294.00 | $488.62 | 62.4% |
| Steve | $2,190.37 | $1,194.00 | $996.37 | 45.5% |
| Nicole | $708.00 | $394.00 | $314.00 | 44.4% |
Before Budget
$4,647.22
New Payment
$194.00
Monthly Savings
$4,453.22
Before Budget
$3,521.49
New Payment
$194.00
Monthly Savings
$3,327.49
Before Budget
$5,723.78
New Payment
$374.00
Monthly Savings
$5,349.78
Before Budget
$5,536.16
New Payment
$394.00
Monthly Savings
$5,142.16
Before Budget
$1,931.73
New Payment
$434.00
Monthly Savings
$1,497.73
Before Budget
$1,816.05
New Payment
$394.00
Monthly Savings
$1,422.05
Before Budget
$1,075.59
New Payment
$365.00
Monthly Savings
$710.59
Before Budget
$782.62
New Payment
$294.00
Monthly Savings
$488.62
Before Budget
$2,190.37
New Payment
$1,194.00
Monthly Savings
$996.37
Before Budget
$708.00
New Payment
$394.00
Monthly Savings
$314.00
The figures in this table are from genuine client outcomes. The selections were taken at random and are not intended to represent or guarantee that other clients will achieve the same or similar outcomes. Each result is dependent on a range of factors.
With over 30 years of financial expertise, Just Budget has the tools to help you become debt-free. Find out how Debt Relief works:
Our team builds a debt relief plan around your unique situation.
We work closely with banks & lenders to secure fairer terms for you.
Our one goal is to find a solution for you. We'll be by your side at every step.
After these 5 steps are complete, you could be completely debt-free!
Just Budget is a trusted leader in personal budgeting, debt relief, and debt mediation. We specialise in helping individuals regain control of their finances by working closely with credit providers to secure improved payment terms and managing repayments on behalf of our clients.
Our experienced team tailors solutions to each client’s unique circumstances, aiming to ease financial pressure, reduce money-related stress, and improve overall financial well-being.
With our 30 years of financial expertise and strong industry connections, we often achieve positive outcomes that clients would likely have struggled to secure on their own.
The duration of a debt relief plan typically depends on the amount of debt, the repayment terms agreed upon, and the individual’s financial situation.
Generally, a debt relief plan can last anywhere from 12 months to 5 years, with most plans falling within the 2-4 year range.
The exact timeframe is determined during the initial assessment and tailored to ensure repayments are manageable while addressing the debt effectively.
Eligibility for debt relief generally depends on an individual’s financial circumstances. You may qualify if:
If you qualify, your Debt Relief Plan could be finalised within 24 hours, and you could start enjoying the benefits immediately.
