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The End of Debt.

If you have a lump sum available we may be able to negotiate a payout figure up to 50% of the value of the outstanding debt.

debt resolutions

Debt Resolutions


        
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How Do Debt Resolutions Work?

What Are Debt Resolutions?

How can debt resolution work?

Our Approach To Debt Resolutions

There are many ways to approach debt resolutions. At Just Budget, debt resolutions can be defined as the overall plan to help you get back in control of your debts. There are a number of strategies and approaches that Just Budget uses to achieve the best possible outcome. It is therefore vital that we analyse our clients’ situation and assess what is the best way forward.

Talk to us about your situation

Debt resolutions start with our initial phone call with you. In this quick conversation we will ask you about your situation, your finance, your debts and your lifestyle. Don’t worry, there are no credit checks here, so calling us will NOT affect your credit file. After this quick conversation, we can work with your creditors and take all the pressure off you.  We can even manage all the payments for you so you wont need to worry about who to pay when.  We can typically reduce your repayments with your unsecured creditors for up to six months giving you time to get back in control of things.

Talk to Just Budget about debt resolution
Get back in control of your debt

Just Budget Work To Give You Back Control Of Your Debt

Our debt resolutions team will then work to stop intimidating calls and letters from creditors. We use Australian legislation to do this, which restricts stressful communication and will allow you peace of mind. At this point you have successfully made the first steps to getting back in control. You will have less stress and should be feeling confident about your financial future. With a strong debt resolutions plan as the foundation, we can then work with you and your creditors to ensure that you are able to get back in control of your finance and debts.

The next process in our proven Debt Management System is debt negotiation.

Just Budget Frequently Asked Questions

Yes! This is a time when Australians need solid, sound and reliable advice and assistance in debt relief. Our compassionate and caring support team will continue throughout the entirety of this outbreak. During COVID19 lockdowns our staff were equipped with home office work stations. Each employee has had a work station fitted within their home, so we can work as effectively as normal if further lockdowns occur. Each work station is directly linked to our secure server based in our main office. All your data is safely stored on this secure private server. Currently our staff are back in the office utilising COVID-safe work practises.

The Just Budget team are available to support and help you through the current financial crisis facing many Australians. If you are concerned, or would like to keep up to date with COVID-19 benefits that you may be entitled to, then you can find reliable Federal Government situation updates here.

For financial payment assistance during the crisis, please visit the Federal Government’s dedicated COVID-19 support page.

Just Budget was founded by financial specialists who understand the complexities of debt management. We are here to offer debt relief strategies and financial assistance. Our experts can help you to regain control of your budget and as a result, achieve your financial goals, short and long term. Our products and services are geared towards looking for the best workable solution to your debt problems. Our aim is to help you to get out of debt, and if possible, avoid it altogether! We offer budgeting tools, financial assistance and a wide range of services. Consequently, we are well suited to help with almost any debt issue. Remember, many people struggle with debt and there are always solutions. Our financial support team can guide you through to becoming debt-free.

First and foremost, we are here for you. Our aim is to care for you and support you in any way that we can. Offering debt relief, Just Budget is able to provide unique budgeting plans and tailored assistance to suit each individual. If we can help you to keep on track with your money, while meeting your financial goals and reducing stress, then we know we have done a good job. Life is short and there are a lot of things to worry about, but we believe that money doesn’t need to be one of them. This is why we are here, to provide you with a pathway to avoid worrying about your finances again.

As well as helping with budgets and offering general financial assistance, we provide a wide range of services to suit you. Our Debt Management, Consolidation, Negotiation and Agreement services each help you to manage debt in different ways. On top of this, our Credit Support service provides you with the opportunity to wipe your slate clean and get your credit history repaired. Our business and personal loans can also provide you with the financial support you need.

Most people find themselves tied up in debt at some point in their life. The important thing is doing something about it. Whether it be simple budgeting or financial planning that you need, or more, we are here to help. If you need your money managing, then we can act as the wall between yourself and your creditors. We can consolidate your debts into one so you no longer owe multiple debts at random times of each month. You then pay us one single amount and we deal with the creditors. This way, you can be sure that your bills will be paid on time and you can organise your money more easily with just one payment. In addition, what’s best of all about our service is that in some cases, we can even negotiate your debt so that you end up paying less than previously!

Just Budget has specialists who can contact your creditors on your behalf to try to get a better deal for you. We can negotiate your interest rate, repayment amount or even reduce your overall debt. We can help you set up an informal debt arrangement with your creditors, at a rate you can afford, giving you room to breathe again.