Your total repayments could reduce by up to 80% per month based on what YOU can afford.
In some cases, your debt could be wiped altogether. Yep you read it right...
We'll put you on track to becoming 100% debt-free by the end of your new plan.
After signing, you will only communicate with Just Budget moving forwards.
Honour your new agreement & your credit score will increase by the end of your plan.
You will only have 1 repayment to keep on top of, on your terms. You choose the frequency.
Included in our service, you'll be provided with a FREE comprehensive budgeting plan.
We're different to all the rest, literally. What you see is what you get. No hidden fees.
Our specialist team of case managers are always on hand to support you.
We will work through your monthly budget using our free online budget calculator to determine how much you have left over each month.
We look at your:
This helps our specialists build a case with your creditors to reduce your payments to what you can afford.
After working out what you can afford to repay each month, our debt negotiation experts will get to work with your creditors.
We will:
This is done on your behalf, so you can relax while we do the hard work.
Once approved, your new payment plan will be 100% managed by Just Budget.
This means that:
Our goal is to help you to feel at ease with your debts and to take the stress away.
We’ve helped to change thousands of Aussies’ lives for the better.
The benefits include:
With our help, the heavy weight of debt will be lifted from your shoulders and you can begin to smile again.
Never feel alone again. Just Budget will be by your side every step of the way.
Our support involves:
Feel comforted, reassured and cared for, rather than feeling harassed and stressed out by your creditors like before.
By the end of the Debt Relief Plan, you will become debt-free.
Look towards a future where you:
Just Budget could make your dreams of a debt-free future come true.
Name | Monthly Repayments Before Just Budget | NEW Monthly Payments |
---|---|---|
Iris | $5,462.81 | $3,000 |
Kristen | $7,771.41 | $3,000 |
Allan | $3,116.65 | $2,000 |
Flynn | $4,215.48 | $1,000.00 |
Joshua | $3,620.62 | $1,100 |
Ronda | $1,648.79 | $450.00 |
Christopher | $2,734.72 | $800.00 |
Toriann | $2,442.31 | $240.00 |
Gabrielle | $1,220.07 | $800.00 |
Dillon | $2,556.47 | $700.00 |
The figures in this table are from genuine client outcomes. The selections were taken at random and are not intended to represent or guarantee that other clients will achieve the same or similar outcomes. Each result is dependent on a range of factors.
From the above examples, we were able to achieve an average monthly repayment reduction of 67%.
It’s important to never over-compensate with how much debt you take on. If it’s too late and any of the below points apply to you then it’s important to get in touch:
If you are struggling to make repayments on your credit accounts then our team of experienced financial specialists could help to negotiate with your creditors and develop a debt management plan that is affordable for you.
Here are some of the ways that Just Budget can help:
Here are some of the reasons why you should choose Just Budget to help you with your financial hardship:
If you request financial hardship help, Just Budget will assess your situation to determine the best arrangement.
In some cases, we may deem it unlikely for creditors to accept a hardship plan and therefore you may not qualify for an informal debt arrangement.
This is not to say that you may still not be able to receive financial support in another way. You may qualify for a Part IX Debt Agreement which our affiliate, Debt Fix Pty Ltd could help with.
Reasons why creditors could reject an Informal Debt Arrangement:
If you qualify, you could start the 6-step plan to become debt-free immediately.
Just Budget Pty Ltd is a debt management specialist. Our primary goal is to remove the pressure from our clients and help Australians take back control of their finances.
With budgeting tools, debt reduction and debt mediation, we offer the full package to organise and reduce your debts.