About Just Budget

Your trusted debt solutions expert

Just Budget has helped thousands of Australians to get on top of their debts and we have a 5* rating to show for it. Start taking control with our help.

About Just Budget

Who is Just Budget?

Just Budget are trusted debt support professionals with over 30 years in the finance industry. We are rated 5* on Google and Trustpilot because what we do works. We change lives, and we could change yours too.

If your debts are too much for you to afford, then we could reduce them and help you regain control of your finances.

We solve debt problems

Our debt solution results

Name Monthly Repayments Before Just Budget NEW Monthly Payments
Iris $5,462.81 $3,000
Kristen $7,771.41 $3,000
Allan $3,116.65 $2,000
Flynn $4,215.48 $1,000.00
Joshua $3,620.62 $1,100
Ronda $1,648.79 $450.00
Christopher $2,734.72 $800.00
Toriann $2,442.31 $240.00
Gabrielle $1,220.07 $800.00
Dillon $2,556.47 $700.00

The figures in this table are from genuine client outcomes. The selections were taken at random and are not intended to represent or guarantee that other clients will achieve the same or similar outcomes.  Each result is dependent on a range of factors.

From the above examples, we were able to achieve an average monthly repayment reduction of 67%.

Why trust Just Budget?

Only pay what you can afford

We'll reduce your new debt payment to an amount you can afford without any nasty hidden fees.

Protection from creditors icon

We're here to protect you

Our job is to act on your behalf. We'll guide you towards a debt-free future and keep your creditors out of sight & mind.

Over 30 years of expertise

As a debt support leader, you can trust us to provide the best results possible.

Caring, transparent support

From day one, a dedicated expert will craft a personalised plan tailored to your financial needs. This same expert will then negotiate manageable terms with creditors and handle payments for you.

Just Budget is by your side every step of the way until you are 100% debt-free and stress-free.

Caring, transparent support
Relax again With Your Debt Under Control

Relax again With Your Debt Under Control

Stop struggling and stressing over your finances. Reaching out to Just Budget could change your life and provide the relief you need today.

Imagine how it would feel to wake up every morning and not worry about how you will pay your bills. Imagine never feeling scared to answer the phone or open your mail again.

Watch how our solutions work

Just Budget has the tools to help you become debt-free. Find out how our debt solutions work:

Check out what our clients say

We Solve Debt Problems in 3 easy steps

An expert will go through your budget with you

1. An expert will go through your budget with you

This helps us understand what you can afford so you can get the best debt solution possible.

We'll negotiate a new plan with your creditors

2. We'll negotiate a new plan with your creditors

This will be on your terms, based on what you can afford. You will only pay us moving forward.

3. You'll be on a clear pathway to becoming debt-free!

With the new debt relief plan underway, you'll make easy, reduced payments to us until you're debt-free!

Common Questions

You should never feel embarrassed about your situation.

Over 3 million Australians struggle with debt each year, so rest assured, you’re not alone.

Just Budget is here to help, not judge, and our service is 100% private and judgement-free. You’re in safe hands and we’re here to support you with care and confidentiality.

Just Budget was founded by financial specialists in 2013 to help tackle the challenges of debt.

We provide personalised debt relief strategies, including Informal Debt Arrangements, as well as budgeting tools, and financial assistance to help you regain control and achieve your goals.

Whether you want to get out of debt or avoid it entirely, our expert team is here to guide you toward a debt-free future.

We’re dedicated to providing a clear pathway to financial freedom.

Our outstanding Trustpilot and Google reviews speak for themselves. Take a look through them and see what our clients have to say.

Just Budget takes the weight off your shoulders by handling your finances for you. We create a budget tailored to you, consolidate and reduce your payments, shield you from creditors, and ensure your debts are paid on time. We act on your behalf, making money management stress-free.

With Just Budget, life becomes simpler and your future brighter.

Get help from Just Budget today

If you qualify, Just Budget could provide a debt solution within 24 hours, and you could start enjoying the benefits immediately.