Benefit From Debt Negotiaton

Get the Results you deserve!

Having someone fight for your rights takes the weight off your shoulders. Armed with our knowledge of laws around debt, we fight to get you a better deal.

Feel stress free

You are protected

Reduce debt effectively

What is Debt Negotiation

What is Debt Negotiation?

Once we have a solid understanding of your situation, it’s time to call in our specialist debt negotiators. Our expert team understand the legislation surrounding credit and debt in Australia, especially with regard to debt negotiation. We know your rights. In addition to this, our team are expert debt negotiators with a wide range of credit providers.

The debt negotiation team at Just Budget have built strong relationships with hundreds of Australian creditors, leading to successful outcomes more often than not.

Check out what our clients say

Watch how it works

With over 30 years of financial expertise, Just Budget has the tools to help you become debt-free. Find out how Debt Negotiation works:

We Solve Debt Negotiation in 3 easy steps

An expert will go through your budget with you

1. An expert will go through your budget with you

This helps us understand what you can afford so you can get the best debt negotiation possible.

We'll negotiate a new plan with your creditors

2. We'll negotiate a new plan with your creditors

This will be on your terms, based on what you can afford. You will only pay us moving forward.

3. You'll be on a clear pathway to becoming debt-free!

With the new debt relief plan underway, you'll make easy, reduced payments to us until you're debt-free!

Common Questions

Just Budget has specialists who can contact your creditors on your behalf to try to get a better deal for you. We can negotiate your interest rate, repayment amount or even reduce your overall debt. We can help you set up an informal debt arrangement with your creditors, at a rate you can afford, giving you room to breathe again.

Are you struggling or unable to make loan repayments each week? Are you regularly receiving harassing debt collection calls? Are you drowning in debt that you cannot pay?

This is the point at which you should consider debt negotiation. There is a good chance that your debt can be negotiated into a more manageable plan, either by reducing the debt, temporarily freezing the debt or changing the repayment terms to better suit you.

Before you do anything, take a few minutes to fill out our free online budget planner. This will help us to understand your financial situation clearly so we can proceed with a clear picture and have a greater chance of successful negotiation.

Just Budget is an expert debt negotiator. With years of experience and having helped Aussies just like yourself, we can negotiate with creditors on your behalf so you and take back financial control.

Just Budget was founded by financial specialists who understand the complexities of debt management. We are here to offer debt relief strategies and financial assistance. Our experts can help you to regain control of your budget and as a result, achieve your financial goals, short and long term. Our products and services are geared towards looking for the best workable solution to your debt problems.

Our aim is to help you to get out of debt, and if possible, avoid it altogether! We offer budgeting tools, financial assistance and a wide range of services. Consequently, we are well suited to help with almost any debt issue. Remember, many people struggle with debt and there are always solutions. Our financial support team can guide you through to becoming debt-free.

First and foremost, we are here for you. Our aim is to care for you and support you in any way that we can.

Just Budget can provide unique budgeting plans and tailored assistance to suit each individual.

If we can help you to keep on track with your money, while meeting your financial goals and reducing stress, then we know we have done a good job.

Turn your situation around with debt negotiation

If you qualify, your Debt Negotiation Plan could be finalised within 24 hours, and you could start enjoying the benefits immediately.

Get your debts under contol today