If you are a small business or a start-up then we appreciate how difficult it can be to source funding for essential things in order to grow your business. As the backbone of the Australian economy, we want to see you thrive and can provide the support you need. We provide flexible options and require minimal documentation as we appreciate that you might not have been trading for long.
Murphy’s law is prevalent when it comes to business. The unexpected is often hiding around the corner, so short-term business loans are a great option when emergencies do arise. With 3-24 month repayment terms, rapid processing & deposit times, you can receive funding fast when you need it most.
Banks and other traditional lenders typically request excessive amounts of business documentation. Not only can this process be time consuming and complicated, but it can also be impossible if you are a start-up! Just Budget pride ourselves in being versatile. We provide low documentation loans to provide a hassle-free opportunity to equip your business with the financial kick it needs.
This type of loan is amazing when you need to finance a new property or unit fast, but don’t yet have the funds available because you are still paying off an existing mortgage. If your existing property is yet to sell and you don’t want to risk missing out on purchasing a new property, then a bridging loan can be useful. As soon as your existing property sells, you can then use these funds to pay off your bridging loan!
A bad credit score shouldn’t hold you back from getting a business loan. We understand how easy it is to find yourself with a bad credit score and therefore, we want to help in any ways that we can. Bad credit loans naturally have higher interest rates than some other types of loan; however, they are a good option if you need funding and the banks keep saying no.
As a business owner, you may have multiple debts. You can simplify your debt with a business consolidation loan. Rather than paying multiple bills with multiple interest-rates, you can consolidate your debts into one, easy to manage payment with a fixed, lower interest-rate.
Life is constantly testing us and pushing us to our limits. Sometimes you need extra support and this is where personal loans can come in to help. Personal loans can be used for a number of things, such as:
Whenever applying for any kind of loan, it is always important to make sure of the following:
You will be able to keep on track with repayments
Never get a business loan that you cannot afford to pay back.
Apply for one loan at a time
Each time you apply for a loan, it shows up as a 'Credit Inquiry'
How much do you actually need to borrow?
Don't borrow more than you actually need for your business
Whatever you need a business loan for, we can help. We offer fast and flexible business loans with competitive rates. Our team cares and will always tailer the options to best suit you. Our team are each specialists in their field and will always do their best to find a suitable solution for you.
Sometimes debt can seem so overwhelming that bankruptcy can feel like the only option, but it is not the get-out-of-debt-free- card it may seem to be.
Often when individuals are in a time of financial crisis, tax obligations become hard to manage and this debt can get out of control. Working with the ATO seem like a David and Goliath struggle, but there are options when managing personal and business tax debt.
It can be quite embarrassing for a person to admit that he/she has a financial problem. But this is where most people make a big mistake. If they realise their predicament and seek help, they can deal with their debts in a much better way. Finding the right debt management solution is essential.
Just Budget Pty Ltd is a well respected company specialising in debt management and credit card support. Our primary goal is to remove the pressure from our clients and help Australians take back control of their finances.