Break free from credit prison forever
With the right debt management plan, you can get back in control and get ahead again.

Get The Right Debt Management Plan

Caring and experienced team

Needing help with your finances is nothing to be ashamed of, doing nothing about it is.

We know that life can be unpredictable. One minute you are doing fine and the next, often due to a situation beyond your control, you can find yourself unable to meet your commitments and really struggling to keep your head above water.

Financial pressure is a huge strain on people, their families and businesses, and without the right help things can quickly become overwhelming. With a Just Budget debt management plan, it doesn’t need to be this way.

With the right plan, you can get back in control and get ahead again.

Our experienced team of financial experts have changed thousands of Australian lives. Thanks to our caring support process, we tailor each debt management plan to suit your situation. A debt management plan can put you back in control of your finances as we help you to build a budget that works. On top of this, we can act as the wall between you and your creditors. This can help you to focus on what matters most; getting back on top of your finances without the hassle.

You are not alone

Talk To Us

Call, email or complete our enquiry form, so we start the ball rolling.

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Tell Us About Your Debt

Tell us what is going on with your debt so we fully understand your unique situation.

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Create A Plan

One we are fully cognisant about your situation, we develop a custom plan to get you moving forwards.

Debt Management Resources On Our Blog

Spot the Difference: Debt Management and Part 9 Debt Agreement
car finance
Diane Challis

Informal Debt Arrangement vs Part 9 Debt Agreement

There are several ways of paying debt, two most common are informal debt arrangements, and a more official Part IX Debt Agreement. An informal debt arrangement does not negatively affect your screidt score unless you cannot stick to it, where as the Part IX Agreement is actually part of the Bankruptcy Act and can serious impact your ability to borrow down the track.

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The ATO and Financial Hardship
Diane Challis

ATO Financial Hardship Application

Often when individuals are in a time of financial crisis, tax obligations become hard to manage and this debt can get out of control. Working with the ATO seem like a David and Goliath struggle, but there are options when managing personal and business tax debt.

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