Skip to the content
  • 1300 795 775
  • info@justbudget.com.au
  • 1300 795 775
Excellent on Trustpilot
Just budget debt relief logo
  • Debt Solutions
    Debt Solutions
    • Become Debt-Free in 6 Steps
    • Informal Debt Arrangements
    • Part 9 Debt Agreements
    Debt Management
    • Debt Management Plans
    • Debt Relief Services
    • Debt Reduction Strategies
    Creditor Support
    • Debt Negotiation
    • Debt Mediation
    • Debt Resolution
    Financial Assistance
    • Credit Card Debt Management
    • Personal Loan Management
    • Business Loan Manegement
  • Free Budget Planner
  • Blog
  • About
  • Contact
Apply Now
Just budget debt relief logo
  • Debt Services
    • Informal Debt Arrangements
    • Part 9 Debt Agreements
    • Debt Management
      • Debt Relief
      • Debt Reduction
      • Debt Negotiation
      • Debt Mediation
      • Debt Resolution
    • Financial Assistance
      • Credit Card Support
      • Personal Loan Management
      • Business Loan Management
  • The Debt-Free Journey
  • Free Budget Planner
  • About
  • Blog
  • Contact
Apply Now
Picture of Jack Richings

Jack Richings

Jack is a seasoned content specialist committed to empowering individuals with expert knowledge across a broad spectrum of financial topics. Through practical tips, insightful education, and expert guidance, Jack provides valuable tools to help people achieve long lasting financial stability.
Linkedin

View All Posts from this Author

How to Meal Prep on A Budget
Budget Tips

How to Meal Prep on A Budget

You can still eat well if you are struggling for money. It just takes a bit of organisation. Check out these 5 ways to meal prep on a budget.

Jack Richings 3 January 2024
How to get out of debt
Budget Tips

How to get out of debt – Top Tips & Steps

In this ultimate guide, we discuss how to get out of debt. Discover tips to avoid debt, how to prevent out of control debt & find solutions if it’s too

Jack Richings 29 May 2023
Ultimate Guide for Dealing with Debt Collectors
Creditors

Ultimate Guide for Dealing with Debt Collectors

Overdue debt is stressful & overwhelming and having creditors demand money can make life difficult. Read our ultimate guide for dealing with debt collectors.

Jack Richings 26 October 2022
How Does Debt Relief Work
Debt Management

How Does Debt Relief Work?

If you are one of the many Australians facing debt problems, then you might be seeking solutions. Find out how does debt relief work here!

Jack Richings 16 May 2022
What to Do When Your Loan Is Rejected
Tips

What to Do When Your Loan Is Rejected

Everybody needs financial assistance from time to time, but what if your application is unsuccessful? Learn what to do when your loan is rejected.

Jack Richings 16 July 2021
Budget Tips

Smart Ways to Budget Money Better in 2021

Managing money effectively is easier said than done. This guide breaks down the 4 smart ways to budget money better in 2021. Read on and learn key tips here.

Jack Richings 17 June 2021
10 Easy Ways to Make Cash on The Side
Tips

10 Easy Ways to Make Cash on The Side

Opportunity to make money is everywhere. All it takes is a talent, an idea or some good old-fashioned hard work. Discover 10 easy ways to make cash on the side!

Jack Richings 3 June 2021
What Is an Informal Debt Arrangement
Debt Management

What Is an Informal Debt Arrangement?

Can’t afford to repay your debts? Need to freeze, reduce or change your payment terms? Then it’s important to learn what is an informal debt arrangement…

Jack Richings 17 May 2021
best mother's day gift ideas
News

Best Mother’s Day Gift Ideas 2021

We reveal the 10 best Mother’s Day gift ideas in Australia. If you’re in need of some inspiration then read on and spoil your Mum this Mother’s Day.

Jack Richings 5 May 2021
No more posts to show

Need help with your debts?

Start here!

Just Budget Pty Ltd is a debt management specialist. Our primary goal is to help Aussies reduce & organise their debts.

With budgeting tools, debt reduction and debt mediation, we offer the full package to help you take control of your finances.

Get started today with a clear & easy debt-free pathway and wave goodbye to financial stress.

Services
  • Debt Services
  • Debt Management
  • Financial Assistance
  • Informal Debt Arrangements
  • Debt Negotiation
Resources
  • Become Debt-Free in 6 Steps
  • Free Budget Planner
  • About Us
  • Contact Us
  • Budget Tips
Policies
  • Privacy Policy
  • Terms and Conditions
  • DDR Service Agreement
  • Debt Relief Plan FAQ
  • Making Payments with Just Budget
  • Pricing & Cancellation Policy
  • Target Market Determination

© 2025 Just Budget Pty Ltd. All Rights Reserved. | ACN 166853327 | Site designed by ChilliDee.

Just Budget is a credit representative of Clean Credit Pty Ltd – Australian Credit Licence: 532488.

  • 1300 795 775
  • info@justbudget.com.au
Twitter Facebook-f Youtube Instagram Linkedin