Just Budget has helped thousands of Aussies to reduce their debt repayments and become debt-free. Now it’s your turn.
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Get financial help if you struggle to afford your debt repayments.
Receive expert help and start to optimise your finances.
Better understand your present & future loan options.
Just Budget could combine and reduce all of your debts into one affordable payment.
Interest rates can be frozen, saving you money by the end of your new plan.
With our expert tools and guidance, you can avoid falling into similar traps in the future.
We handle everything, including your creditors, so you shouldn't hear from them again.
During periods of uncertainty, it is important to receive the right support. With over 30 years of financial expertise, Just Budget has the tools to help you become debt-free. Find out how our debt solutions work:
We’ve supported thousands of Aussies to reduce their debt payments and start their debt-free journey.
Check out the results below that 10 randomly selected clients were able to achieve:
The figures in this table are from genuine client outcomes. The selections were taken at random and are not intended to represent or guarantee that other clients will achieve the same or similar outcomes. Each result is dependent on a range of factors.
This life-changing solution consolidates your debts into a manageable plan with reduced payments, designed to support you and protect you from your creditors moving forward.
Get access to our suite of debt management solutions, including debt relief, debt negotiation and more. Whatever your situation, we could have a solution for you.
Creating a clear budget is the first step to becoming debt-free. With the help of an expert and our free budget planner, we can offer insights to help you manage your money better.
If juggling multiple credit cards is making life tricky then our team provide credit card debt support to combine and reduce your payments and remove any confusion.
A debt relief plan could combine your personal loans into one, lower your weekly repayments, and handle your creditors for you. Personal Loan Management takes stress out of your hands.
If you have multiple business loans with different repayment amounts, dates and interest rates then we can take the stress and pressure away by managing these for you.
This helps us understand what you can afford so you can get the best debt solution possible.
This will be on your terms, based on what you can afford. You will only pay us moving forward.
With the new debt relief plan underway, you'll make easy, reduced payments to us until you're debt-free!
Your repayments will be based on what you can afford, ensuring they are manageable within your budget.
A debt relief plan works by negotiating with your creditors to reduce your repayments or settle your debt in a way that’s affordable for you. The goal is to create a manageable plan that helps you regain financial stability.
Once set up, this debt relief plan will remain active until you are debt-free (unless cancelled or dishonoured).
Creditors will have up to 21 days to pause your repayments, giving you breathing room as the plan is finalised.
You could receive help whether you have bad credit, have been denied assistance by banks or if you’ve recently faced financial hardship.
If you qualify, you’ll be paired with an expert who will be by your side every step of the way.
You could secure a tailored debt solution within 24 hours and start enjoying the benefits right away.
Just Budget Pty Ltd is a debt management specialist. Our primary goal is to help Aussies reduce & organise their debts.
With budgeting tools, debt reduction and debt mediation, we offer the full package to help you take control of your finances.
Get started today with a clear & easy debt-free pathway and wave goodbye to financial stress.
Keep your money in your pocket with our help:
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