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We face uncertain times, but we face them together. Contact Just Budget for financial help and support.
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Our team of caring and skilled professionals have knowledge to ensure you receive the appropriate support.
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Just Budget’s proven debt management system has helped thousands of Australians who were struggling with their debts.

Helping Australians During Financial Difficulties


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Just Budget Helps You Regain Control Of Your Budget

Just Budget offers confidential, caring financial support in times of need. Our skilled team of finance specialists develop strategic solutions tailored to you and your financial situation. Just Budget provides debt relief and management for those in the community living through financial hardship, offering the support and guidance you may need.

Dedicated to providing professional help, debt management, planning and financial assistance, Just Budget tailors credit support services to suit your needs and can point you in the right direction.

Just Budget are here to help you live your best life, as free from financial stress as is possible.

At Just Budget, our team works together with you, our client, to develop debt management systems that have been proven to work. If you are overwhelmed with debt and it is all too much to deal with, call Just Budget today and get back in control!

Just Budget Debt Relief - We're Here To Help

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Financial Assistance

Our fully trained financial specialists can assist people experiencing financial hardship by identifying and exploring the options for money problems as well as providing information and advice.

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Debt Management Plan

The caring and compassionate team at Just Budget will work with you to help manage your debts. We create tailored, realistic and manageable financial plans to suit your personal needs moving forwards.

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Debt Relief

Just Budget offer debt relief to support you. Our team is made up of dedicated and skilled people that share a single goal: to take the pressures of dealing with credit providers from our clients and help them to regain financial control.

Just Budget have a long history and well-rounded background, helping Australians just like you, by providing expert guidance in times of need. During periods of uncertainty, it is important to receive the right support. From our wide range of services, to the 30 years of experience we have to offer, we are here to lend a helping hand. Need someone to chat to? We’re here.

From budgeting, to debt management, to credit support, we have built a range of services to suit almost any financial situation. Our team of experts have changed thousands of Australian lives and we could change yours too. So, if you are struggling, we can help.

When you experience financial hardship, it might seem easy to hide away, but it's important to remember that we can help you find that light at the end of the tunnel.

3 Step Debt Managment System

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Step 1

Our debt management system will help you establish what you can afford to pay your creditors based on your current circumstances.
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Step 2

We will work with your creditors and arrange for them to accept payments based on your financial situation for a period of time, typically six months.
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Step 3

We’ll manage all the payments to your creditors to make sure they are paid on time, every time so you don’t need to worry about it again.

Frequently Asked Questions

Absolutely! This is a time when Australians need solid advice and assistance in debt relief more than ever. Our compassionate and caring support team will continue throughout the entirety of this outbreak. For the safety of our staff and the broader community, the majority of our staff members are working from home. Each employee has had a work station fitted within their home, so they can work as effectively as normal. Each work station is directly linked to our secure server based in our main office. All your data is safely stored on this secure private server.

The Just Budget team are here to support and help you through a financial crisis and during this pandemic is no exception. If you are concerned, or would like to keep up to date with COVID-19 benefits that you may be entitled to, then you can find reliable Federal Government situation updates here.

For financial payment assistance during the crisis, please visit the Federal Government’s dedicated COVID-19 support page.

Just Budget is here to offer Debt Relief and financial assistance when you need it most. Our financial experts can help you to regain control of your finances and as a result, achieve your financial goals. Our aim is to help you to get out of debt, and if possible, avoid it altogether! We offer budgeting tools, financial assistance and a wide range of services. Consequently, making us well suited to help with almost any financial issue. Remember, there is always a light at the end of the tunnel, and our caring financial support can guide you there.

First and foremost, we are here for you. Our aim is to care for you and support you in any way that we can. Offering debt relief, Just Budget is able to provide unique budgeting plans and tailored assistance to suit each individual. If we can help you to keep on track with your money, while meeting your financial goals and reducing stress, then we know we have done a good job. Life is short and there are a lot of things to worry about, but we believe that money doesn’t need to be one of them. This is why we are here, to provide you with a pathway to avoid worrying about your finances again.

As well as helping with budgets and offering general financial assistance, we provide a wide range of services to suit you. Our Debt Management, Consolidation, Negotiation and Agreement services each help you to manage debt in different ways. On top of this, our Credit Support service provides you with the opportunity to wipe your slate clean and get your credit history repaired. Our business and personal loans can also provide you with the financial support you need.

Most people find themselves tied up in debt at some point in their life. The important thing is doing something about it. Whether it be simple budgeting or financial planning that you need, or more, we are here to help. If you need your money managing, then we can act as the wall between yourself and your creditors. We can consolidate your debts into one so you no longer owe multiple debts at random times of each month. You then pay us one single amount and we deal with the creditors. This way, you can be sure that your bills will be paid on time and you can organise your money more easily with just one payment. In addition, what’s best of all about our service is that in some cases, we can even negotiate your debt so that you end up paying less than previously!

Not only can we help you to take control of your finances, we can also save you money, and time! Setting budgets can provide a clear vision of how to meet your targets. Consolidating your debt can save you money by fixing your interest-rates into one smaller rate. On top of all this, you can even save time by not having to deal with those pesky creditors. Just Budget provide debt relief to help you. We hope to teach you to be better with money so that you make the right financial decisions for the rest of your life.

While we can help to put you back in control of your finances, we are not financial advisors. We will never give you financial advice. We offer guidance and recommendations in relation to your budget and repayments, but we do not give you advice on what to do with or where to put your money. Just Budget are here to offer caring financial support and help you to find financial solutions, but not for financial advice. If you require financial advice then you should seek the services of a financial counsellor or advisor.

In short, yes. Our system is fitted with the latest security software to keep all of our client data private, forever. Our consultants are legally not allowed to discuss or share any client details with anybody else and any personal details unrelated to your case will not be stored. We have been operating for over 30 years, and to this day, never has there been any kind of personal security leak.

Our security systems are alike those of other reputable financial institutions in the financial sector. Your data is also protected by the National Consumer Credit Protection Act 2009, regulated by ASIC.

Enquiring with Just Budget does not affect your credit file and will not impact your credit score. In fact, Just Budget’s debt management system can help to preserve your credit history. Call Just Budget today for a free no credit check consultation.

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