Just Budget has helped thousands of Aussies to reduce their debt repayments and become debt-free. Now it’s your turn.
Avg. Monthly Saving
Avg. Payment Reduction
Customer Reviews
Get debt help if you struggle to afford your repayments.
Receive expert support and start to optimise your finances.
Better understand your present & future loan options.
Just Budget could combine and reduce all of your debts into one affordable payment.
Interest rates can be frozen, saving you money by the end of your new plan.
With our expert tools and guidance, you can avoid falling into similar traps in the future.
We handle everything, including your creditors, so you shouldn't hear from them again.
With over 30 years of financial expertise, Just Budget has the tools for you to become debt-free. Find out how you could receive help with debt:
We’ve supported thousands of Aussies to reduce their debt payments and start their debt-free journey.
Check out the results below that 10 randomly selected clients were able to achieve:
| Client Name | Before Just Budget | New Monthly Payment | Monthly Savings | Reduction |
|---|---|---|---|---|
| Troy | $4,647.22 | $194.00 | $4,453.22 | 95.8% |
| Sally | $3,521.49 | $194.00 | $3,327.49 | 94.5% |
| Marcus | $5,723.78 | $374.00 | $5,349.78 | 93.5% |
| Rebecca | $5,536.16 | $394.00 | $5,142.16 | 92.9% |
| Andy | $1,931.73 | $434.00 | $1,497.73 | 77.5% |
| Michelle | $1,816.05 | $394.00 | $1,422.05 | 78.3% |
| Daniel | $1,075.59 | $365.00 | $710.59 | 66.1% |
| Karen | $782.62 | $294.00 | $488.62 | 62.4% |
| Steve | $2,190.37 | $1,194.00 | $996.37 | 45.5% |
| Nicole | $708.00 | $394.00 | $314.00 | 44.4% |
Before Budget
$4,647.22
New Payment
$194.00
Monthly Savings
$4,453.22
Before Budget
$3,521.49
New Payment
$194.00
Monthly Savings
$3,327.49
Before Budget
$5,723.78
New Payment
$374.00
Monthly Savings
$5,349.78
Before Budget
$5,536.16
New Payment
$394.00
Monthly Savings
$5,142.16
Before Budget
$1,931.73
New Payment
$434.00
Monthly Savings
$1,497.73
Before Budget
$1,816.05
New Payment
$394.00
Monthly Savings
$1,422.05
Before Budget
$1,075.59
New Payment
$365.00
Monthly Savings
$710.59
Before Budget
$782.62
New Payment
$294.00
Monthly Savings
$488.62
Before Budget
$2,190.37
New Payment
$1,194.00
Monthly Savings
$996.37
Before Budget
$708.00
New Payment
$394.00
Monthly Savings
$314.00
The figures in this table are from genuine client outcomes. The selections were taken at random and are not intended to represent or guarantee that other clients will achieve the same or similar outcomes. Each result is dependent on a range of factors.
This life-changing solution consolidates your debts into a manageable plan with reduced payments, designed to support you and protect you from your creditors moving forward.
Get access to our suite of debt management solutions, including debt relief, debt negotiation and more. Whatever your situation, we could have a solution for you.
Creating a clear budget is the first step to becoming debt-free. With the help of an expert and our free budget planner, we can offer insights to help you manage your money better.
If juggling multiple credit cards is making life tricky then our team provide credit card debt support to combine and reduce your payments and remove any confusion.
A debt relief plan could combine your personal loans into one, lower your weekly repayments, and handle your creditors for you. Personal Loan Management takes stress out of your hands.
If you have multiple business loans with different repayment amounts, dates and interest rates then we can take the stress and pressure away by managing these for you.
Great guy, very easy and helpful to navigate through all the steps 👍
I spoke with Jacob and Casey and I have to say I am blown away from their customer service. If you see my reviews, you know I am an honest and sometimes brutally honest reviewer. I am genuinely impressed with how they have made me feel very comfortable in what feels like the toughest and most sensitive topic to discuss. I am very grateful and I already feel so much relief from my situation and like I can start to enjoy life again.
Keanue was an absolute lifesaver during my process! As a young adult, I was nervous about being judged for my financial situation, but Keanue was completely understanding and never made me feel anything but supported. He was professional, approachable, and took the time to explain everything clearly. I truly appreciate his judgment-free approach and genuine willingness to help. I couldn’t recommend him more!
All i can say is that these guys are amazing. They have lifted a huge weight off my shoulders. With just 2 phonecalls and within 1 week my debt repayments were consolidated to 1 repayment thats affordable. Cant thank you guys enough!! Huge thanks to Pat and Casey!!
I’ll like to thank Chloe @ lauren
I was in a stressful situation with my finances
Spoke with chloe help me with my situation
Lauren my case manager fantastic
Chloe @ Lauren
Thankyou
I recommend just budget for financial support just give them a call
Keanue was amazing and very helpful on the phone. Explained everything thoroughly and made me feel at ease. Give these guys a call if you need assistance as they are amazing!
Keanue and Tom were straightforward but kind, non judgmental, empathetic and were transparent up front on what your fees were which are very reasonable. Not to mention professional and efficient and had me on a payment plan that day. Thank you Keanue and Tom – you are both amazing.
The team at Just Budget have been incredible. Kind, empathic and understanding. Their support has been vital to ensure I was able to take the next steps in my financial journey without fear. I cannot thank them enough!
Keanue was so amazing at explaining everything I needed to which made me feel at ease as I was really sceptical about the whole thing thank you again Keanue for putting up with all the questions
Matt
Keanue from just budget was great and professional thank you for explaining everything clear to me I will recommend to others 😊
Keanue from Just Budget was so lovely to deal with he was brilliant so friendly , understanding and down to earth . Would definitely recommend him ! Thank you so much for helping me
Keanue was so lovely, very easy to talk to and very understanding and not judgemental at all. He deserves a pay rise!
Keanue was amazing. Highly recommend speaking with him if ever needed. Friendly and professional
Keanue did a great job very far very good at explaining what’s going on
Keanue was absolutely amazing. His non judgmental ways made me feel so comfortable to talk to him. He put me straight at ease and would recommend keanue to everybody.
Keanue was great to speak to, very clear with what the process is and showed compassion and understanding,
Keanue was a GEM and a half and I would recommend him to everyone. Was very straight forward and didn’t hide anything. Answered every single question I had and making sure we were on same page the whole time
I have been dealing with KABIR he is FANTASTIC!!! Supportive, understanding and listens to my concerns without any type of judging. Would definitely 💯 recommend Kabir 😊 thank you so much !!! No longer feel stressed and am much happier. Great 👍 job . From Val Clark
Chloe was lovely and helpful. She made the process easy and non judgemental and listened to make sure she could help in anyway, thank you.
Chloe was so friendly. I actually felt comfortable discussing my finances with her and never felt like I was being judged at all.
She also made things clear to understand which helped tremendously.
Thanks for getting back to me so quickly. I’m now close to finalizing everythingy happy dance has begun
I spoke to Chloe about the services available, very clear communication and helpful options to choose between. I’m glad I contacted them online, found a solution better than I was looking for.
Chloe was extremely understanding and showed compassion for my situation.
Very happy with this service
I had no idea what I was doing, worried id have to pay my debts separately which is why id been falling hard in debt. But she helped explained how they could support me was straightforward and well spoken very patient thankful for thw help .
Chloe was fantastic she explained to me things to expect and did not pressure me into anything thanku
Chloe was non-judgemental and extremely helpful, coming up with a plan that will suit me and what I can afford.
This helps us understand what you can afford so you can get the best debt solution possible.
This will be on your terms, based on what you can afford. You will only pay us moving forward.
With the new debt relief plan underway, you'll make easy, reduced payments to us until you're debt-free!
Your repayments will be based on what you can afford, ensuring they are manageable within your budget.
A debt relief plan works by negotiating with your creditors to reduce your repayments or settle your debt in a way that’s affordable for you. The goal is to create a manageable plan that helps you regain financial stability.
Once set up, this debt relief plan will remain active until you are debt-free (unless cancelled or dishonoured).
Creditors will have up to 21 days to pause your repayments, giving you breathing room as the plan is finalised.
You could receive help whether you have bad credit, have been denied assistance by banks or if you’ve recently faced financial hardship.
If you qualify, you’ll be paired with an expert who will be by your side every step of the way.
You could receive tailored debt help within 24 hours and start enjoying the benefits right away.
