Debt Solutions with Just Budget

Live Life Without Debt Stress

Just Budget has helped thousands of Aussies to reduce their debt repayments and become debt-free. Now it’s your turn.

2K +

Aussies Now Debt-Free

67%

Average Repayment Reduction

Excellent

Customer Reviews

How could Just Budget help you?

Reduce Debt

Benefit from
Life-changing Debt Solutions

Get financial help if you struggle to afford your debt repayments.

Budget Support

Get help &
Start to Budget Better

Receive expert help and start to optimise your finances.

Loan Assistance

Learn about
Your Loan Options

Better understand your present & future loan options.

You'll be on a clear pathway to becoming debt-free!

Receive support if...

Your pockets are empty each week

You feel overwhelmed with money worries

You struggle to make your minimum debt repayments

Your creditors are harassing you

Your credit cards and other loans are out of control

You have a bad credit history

Benefit From...

Combined & Reduced Debts

Just Budget could combine and reduce all of your debts into one affordable payment.

Frozen Interest Rates

Interest rates can be frozen, saving you money by the end of your new plan.

Better Money Management

With our expert tools and guidance, you can avoid falling into similar traps in the future.

Get protection from your creditors

Protection from creditors

We handle everything, including your creditors, so you shouldn't hear from them again.

Watch how the process works

During periods of uncertainty, it is important to receive the right support. With over 30 years of financial expertise, Just Budget has the tools to help you become debt-free. Find out how our debt solutions work:

Our debt solution results

Name Monthly Repayments Before Just Budget NEW Monthly Payments
Iris $5,462.81 $3,000
Kristen $7,771.41 $3,000
Allan $3,116.65 $2,000
Flynn $4,215.48 $1,000.00
Joshua $3,620.62 $1,100
Ronda $1,648.79 $450.00
Christopher $2,734.72 $800.00
Toriann $2,442.31 $240.00
Gabrielle $1,220.07 $800.00
Dillon $2,556.47 $700.00

The figures in this table are from genuine client outcomes. The selections were taken at random and are not intended to represent or guarantee that other clients will achieve the same or similar outcomes.  Each result is dependent on a range of factors.

From the above examples, we were able to achieve an average monthly repayment reduction of 67%.

The types of debt solutions we offer

Informal Debt Arrangement

This life-changing solution consolidates your debts into a manageable plan with reduced payments, designed to support you and protect you from your creditors moving forward.

Debt Management

Get access to our suite of debt management solutions, including debt relief, debt negotiation and more. Whatever your situation, we could have a solution for you.

Budget Planning

Creating a clear budget is the first step to becoming debt-free. With the help of an expert and our free budget planner, we can offer insights to help you manage your money better.

Credit Card Debt Support

If juggling multiple credit cards is making life tricky then our team provide credit card debt support to combine and reduce your payments and remove any confusion.

Personal Loan Management

A debt relief plan could combine your personal loans into one, lower your weekly repayments, and handle your creditors for you. Personal Loan Management takes stress out of your hands.

Business Loan Management

If you have multiple business loans with different repayment amounts, dates and interest rates then we can take the stress and pressure away by managing these for you.

Check out what our clients say

As Seen In...

We Provide Debt Solutions in 3 easy steps

An expert will go through your budget with you

1. An expert will go through your budget with you

This helps us understand what you can afford so you can get the best debt solution possible.

We'll negotiate a new plan with your creditors

2. We'll negotiate a new plan with your creditors

This will be on your terms, based on what you can afford. You will only pay us moving forward.

3. You'll be on a clear pathway to becoming debt-free!

With the new debt relief plan underway, you'll make easy, reduced payments to us until you're debt-free!

Common Questions

Your repayments will be based on what you can afford, ensuring they are manageable within your budget.

A debt relief plan works by negotiating with your creditors to reduce your repayments or settle your debt in a way that’s affordable for you. The goal is to create a manageable plan that helps you regain financial stability.

Once set up, this debt relief plan will remain active until you are debt-free (unless cancelled or dishonoured).

Creditors will have up to 21 days to pause your repayments, giving you breathing room as the plan is finalised.

You could receive help whether you have bad credit, have been denied assistance by banks or if you’ve recently faced financial hardship.

  • Instantly freeze or reduce interest rates to stop your debt from growing.
  • Lower your monthly repayments to make them more affordable.
  • Avoid bankruptcy and its long-term consequences.
  • Consolidate multiple debts into a single manageable payment.
  • Reduce or eliminate creditor harassment by having a plan in place.
  • Customised solutions tailored to your specific financial situation.
  • Opportunity to rebuild your credit over time with consistent repayments.
  • Regain control of your finances and reduce financial stress.
  • Flexible options that can adapt to changes in your circumstances.
  • Achieve a clear pathway to becoming debt-free.

Get your debts under contol today

If you qualify, you’ll be paired with an expert who will be by your side every step of the way.

You could secure a tailored debt solution within 24 hours and start enjoying the benefits right away.

Get your debts under contol today