Debt solutions that really work
Just Budget tailors unique debt solutions to your situation. Find positive outcomes with our help.

Understanding Debt Solutions

understanding debt solutions in Australia

The experienced and caring team at Just Budget are specialists in finding debt solutions that really work for our customers. Our friendly team members are experts in the financial field and are experienced with negotiating with a range of creditors. Through over 30 years of experience, Just Budget have helped Australians to get back on top of their debts and back in control of their lives.

Just Budget’s unique debt solutions start with you. One of our expert team members will take the time to fully understand your debts and your current financial situation. Through this approach we can quickly identify how we can best help you gain the highest chance of success.

There are many aspects to our service. The core elements come from our proven debt management system, however how we approach these elements will change from case to case. This is because everybody’s situation is different. At Just Budget, we tailor these solutions to your situation, allowing us to create a debt management solution that is truly efficient.

Perhaps you are struggling to keep up with your debt repayments and need to discuss your options. Maybe you are sick of creditors hassling you for money 24/7 and need somebody to step into the middle. Or maybe, you are struggling to afford your debts and are therefore seeking a way to reduce these debts. Whatever your situation, we can discuss the outcomes available to you and will help in any way we can. However, the first step to taking control of your debt is by reaching out for support. This is why we are here… Get in touch below and let’s find some solutions.

From Our Blog

Spot the Difference: Debt Management and Part 9 Debt Agreement
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Informal Debt Arrangement vs Part 9 Debt Agreement

There are several ways of paying debt, two most common are informal debt arrangements, and a more official Part IX Debt Agreement. An informal debt arrangement does not negatively affect your screidt score unless you cannot stick to it, where as the Part IX Agreement is actually part of the Bankruptcy Act and can serious impact your ability to borrow down the track.

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Renegotiating Debt: Your Ticket to Financial Freedom
credit repair

Renegotiating Debt: Your Ticket to Financial Freedom

Are you burdened with financial woes? Do you feel like your debts are growing leaps and bounds each month? Is your current salary falling short of your payment schedule and expenses? Are you considering filing for bankruptcy? If you said, “YES” to any of those questions it may be an indication that you are in serious financial trouble.

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