{"id":198,"date":"2020-03-23T22:37:09","date_gmt":"2020-03-23T22:37:09","guid":{"rendered":"https:\/\/www.justbudget.com.au\/?page_id=198"},"modified":"2023-05-03T04:38:56","modified_gmt":"2023-05-03T04:38:56","slug":"debt-management","status":"publish","type":"page","link":"https:\/\/www.justbudget.com.au\/debt-management\/","title":{"rendered":"Debt Management"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"198\" class=\"elementor elementor-198\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-38600b4 elementor-section-stretched elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"38600b4\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2cbf10a\" data-id=\"2cbf10a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-08f8f83 elementor-widget elementor-widget-spacer\" data-id=\"08f8f83\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-729f8ca elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"729f8ca\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e5a9093\" data-id=\"e5a9093\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5166d58 text-left elementor-widget elementor-widget-tp-heading-title\" data-id=\"5166d58\" data-element_type=\"widget\" data-widget_type=\"tp-heading-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"heading heading_style heading_style662da39685336 style-1 \" ><div class=\"sub-style\" ><div class=\"head-title \" > <h2  class=\"heading-title   \"   data-hover=\"Proven Debt Solutions So You Feel\">Proven Debt Solutions So You Feel<span class=\"title-s \">  <\/span><\/h2><\/div><div class=\"sub-heading\"><h2 class=\"heading-sub-title  \"> Safe &amp; Supported <\/h2><\/div><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-046a376 elementor-widget elementor-widget-spacer\" data-id=\"046a376\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a593e3 elementor-widget elementor-widget-tp-adv-text-block\" data-id=\"4a593e3\" data-element_type=\"widget\" data-widget_type=\"tp-adv-text-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"pt-plus-text-block-wrapper\" ><div class=\"text_block_parallax\"><div class=\"pt_plus_adv_text_block \" ><div class=\"text-content-block\"><p>When it just gets too much, it's time to call in the experts.<\/p><\/div><\/div><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fed0768 elementor-widget elementor-widget-shortcode\" data-id=\"fed0768\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='vvm-wrapper'><div class='vvm-tabs'><a class='vvm_link_tab' ><div class='vvm-tab' data_link='?website=jb&loan-purpose=10'><img decoding=\"async\" width=\"48\" height=\"48\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/06\/debt-support.svg\" class=\"white-fill\" alt=\"\" \/>Debt Support<\/div><\/a><a class='vvm_link_tab' ><div class='vvm-tab' data_link='?website=jb&loan-purpose=8'><img decoding=\"async\" width=\"44\" height=\"51\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2021\/10\/2.svg\" class=\"white-fill\" alt=\"\" \/>Debt Management<\/div><\/a><\/div><\/div><a id='vvm-form' href='#'><button  class='btn-default' href='#'>Start your application<\/button><\/a>\n<script>\n(function ($) {\n    $(document).ready(function () {\n\t\t\tvar host = document.location.host;\n\t\t\tvar clicks = 0;\n\n\t\t\t$('.vvm-tab').click(function() {\n\t\t\t\tif (clicks == 0){\n\t\t\t\t\t\/\/first click\n\t\t\t\t} else{\n\t\t\t\t\t var link = $(this).attr(\"data_link\"); \/\/ get link from the tab\n\t\t\t\t\t \n\t\t\t\t\t if($(this).hasClass('active')){\n\t\t\t\t\t\tvar full_link =  'https:\/\/'+host+'\/online-application\/'+link;\n\t\t\t\t\t   location.href = full_link;\/\/REDIRECT \n\t\t\t\t\t }\n\t\t\t\t}\n\t\t\t\t++clicks;\n\t\t\t});\t\n      \n\t\t\n\t\t\t\n                            \n         \n           \/\/HIDE IFRAME\n          $('.vvm-tab').click(function(e){\n\t\t\t \n            var link = $(this).attr(\"data_link\"); \/\/ get link from the tab\n            \n\t\t\t\n            $('.active').removeClass('active')\n            \/\/ add active class to clicked element\n            $(this).addClass('active');\t\n            $('#vvm-form').attr('href','https:\/\/'+host+'\/online-application\/'+link);\n            });\n            \n            \n            console.log($('#vvm-form').attr('href', 'https:\/\/'+host+'\/online-application\/'));\n            \n      \n          \n\n\n\t});\n})(jQuery);\n\n<\/script>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e3a955 elementor-widget elementor-widget-spacer\" data-id=\"4e3a955\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e17d9b5 elementor-widget elementor-widget-spacer\" data-id=\"e17d9b5\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-96d4327\" data-id=\"96d4327\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-67c0962 elementor-widget elementor-widget-tp-image-factory\" data-id=\"67c0962\" data-element_type=\"widget\" data-widget_type=\"tp-image-factory.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"plus662da39697a4d\" class=\"pt-plus-animated-image-wrapper      image-floating\" ><div class=\"animated-image-parallax  pt-plus-move-parallax \" ><div class=\"pt_plus_animated_image bg-image662da39697a43 text-center  text--tabletcenter  \"  >\r\n\t\t\t\t\t\t\t<figure class=\"  parallax-move   \"   data-move_speed_x=\"30\"  data-move_speed_y=\"30\" >\r\n\t\t\t\t\t\t\t\t<div class=\"vc_single_image-wrapper   \"><img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"599\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2021\/02\/debt-management-system.png\" class=\"attachment-full size-full wp-image-2297\" alt=\"Debt Management System\" srcset=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2021\/02\/debt-management-system.png 600w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2021\/02\/debt-management-system-300x300.png 300w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2021\/02\/debt-management-system-150x150.png 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/div>\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<\/figure>\r\n\t\t\t\t\t\t<\/div><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8518ad elementor-widget elementor-widget-spacer\" data-id=\"c8518ad\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bd5c007 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bd5c007\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f56de5d\" data-id=\"f56de5d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7ed0fe6 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7ed0fe6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-76385ff\" data-id=\"76385ff\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dbf3afa elementor-widget elementor-widget-image\" data-id=\"dbf3afa\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.google.com\/search?q=just+budget&#038;rlz=1C1GCEA_enAU975AU975&#038;oq=just+budget&#038;aqs=chrome.0.69i59l2j0i131i433i512l2j0i512j69i60l3.1313j0j7&#038;sourceid=chrome&#038;ie=UTF-8#lrd=0x6b12bba6954794bb:0xf2decffa63f1a56,1,,,,\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"580\" height=\"39\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2023\/04\/Just-Budget-5-Star-Google-Reviews-1024x68.png\" class=\"attachment-large size-large wp-image-5700\" alt=\"Just Budget 5 Star Google Reviews\" srcset=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2023\/04\/Just-Budget-5-Star-Google-Reviews-1024x68.png 1024w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2023\/04\/Just-Budget-5-Star-Google-Reviews-1536x101.png 1536w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2023\/04\/Just-Budget-5-Star-Google-Reviews-1200x79.png 1200w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3d9c3b2\" data-id=\"3d9c3b2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b11318a elementor-widget elementor-widget-image\" data-id=\"b11318a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/au.trustpilot.com\/review\/www.justbudget.com.au\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"580\" height=\"60\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/03\/trustpilot-white-rect-1024x106.png\" class=\"attachment-large size-large wp-image-4644\" alt=\"\" srcset=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/03\/trustpilot-white-rect-1024x106.png 1024w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/03\/trustpilot-white-rect-300x31.png 300w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/03\/trustpilot-white-rect-768x79.png 768w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/03\/trustpilot-white-rect-1200x124.png 1200w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/03\/trustpilot-white-rect.png 1295w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ca31dd3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ca31dd3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d6d8955\" data-id=\"d6d8955\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-690bb2e elementor-widget elementor-widget-heading\" data-id=\"690bb2e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Stress-free Debt Management<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ebf02ca elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ebf02ca\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5d24628\" data-id=\"5d24628\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e4f1592 elementor-widget elementor-widget-image\" data-id=\"e4f1592\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"580\" height=\"580\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/07\/Square-image-listing-benefits-of-JB-1.jpg\" class=\"attachment-large size-large wp-image-4922\" alt=\"Just Budget Debt Support Benefits\" srcset=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/07\/Square-image-listing-benefits-of-JB-1.jpg 900w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/07\/Square-image-listing-benefits-of-JB-1-300x300.jpg 300w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/07\/Square-image-listing-benefits-of-JB-1-150x150.jpg 150w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/07\/Square-image-listing-benefits-of-JB-1-768x768.jpg 768w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/07\/Square-image-listing-benefits-of-JB-1-700x700.jpg 700w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-de80738\" data-id=\"de80738\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43b26e9 elementor-widget elementor-widget-heading\" data-id=\"43b26e9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">We Help Fix Your Money Problems<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96e1fd4 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"96e1fd4\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Confidential caring support for people struggling through tough times<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Skilled team of debt management specialists<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Strategic solutions tailored to your circumstances<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Customised credit support services to find the light at the end of the tunnel<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Live free from financial stress caused by mounting debt<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Our debt management solution have been proven to work<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebf7a67 elementor-align-center elementor-mobile-align-justify elementor-invisible elementor-widget elementor-widget-global elementor-global-2015 elementor-widget-button\" data-id=\"ebf7a67\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-pulse\" href=\"https:\/\/www.justbudget.com.au\/just-budget-calculator\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-calendar-check\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Free budget tool<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-88b9d4e elementor-widget elementor-widget-menu-anchor\" data-id=\"88b9d4e\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"read-more\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3e12d4b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3e12d4b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dc3559d\" data-id=\"dc3559d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b52856a elementor-widget elementor-widget-heading\" data-id=\"b52856a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our Debt Management System Works!<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-09c4206 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"09c4206\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0a446a4\" data-id=\"0a446a4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ce1cb5b elementor-widget elementor-widget-tp-image-factory\" data-id=\"ce1cb5b\" data-element_type=\"widget\" data-widget_type=\"tp-image-factory.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"plus662da396afa00\" class=\"pt-plus-animated-image-wrapper      image-tossing\" ><div class=\"animated-image-parallax  pt-plus-move-parallax \" ><div class=\"pt_plus_animated_image bg-image662da396af9fc text-  \"  >\r\n\t\t\t\t\t\t\t<figure class=\"  parallax-move   \"   data-move_speed_x=\"30\"  data-move_speed_y=\"30\" >\r\n\t\t\t\t\t\t\t\t<div class=\"vc_single_image-wrapper   \"><img loading=\"lazy\" decoding=\"async\" width=\"1324\" height=\"992\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2020\/03\/what-is-debt-management-australia.gif\" class=\"attachment-full size-full wp-image-589\" alt=\"what-is-debt-management-australia\" \/><\/div>\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<\/figure>\r\n\t\t\t\t\t\t<\/div><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d9b758e\" data-id=\"d9b758e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73a18dd elementor-widget elementor-widget-heading\" data-id=\"73a18dd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A Complete Debt Solution to Get You In Control<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-628c823 elementor-widget elementor-widget-text-editor\" data-id=\"628c823\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Debt management is the act of managing your finances through personal budgeting and a well-formulated plan (DMP). This kind of plan is put in place to help people decrease and eliminate their existing and future debts.<\/p><p>Our debt management system has been designed to give you a complete solution to get you back in control and make sure your creditor&#8217;s are paid on time every time.\u00a0 Just Budget is here to help you.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b3c2d4 elementor-widget elementor-widget-heading\" data-id=\"8b3c2d4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">We Help Australians Drowning in Debt<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-733ec0a elementor-widget elementor-widget-text-editor\" data-id=\"733ec0a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Just Budget\u2019s proven debt management system has helped hundreds of\u00a0Australians who were struggling with their debts. Our unique process has been designed to help you in many ways and our expert team will go above and beyond to truly understand your situation.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c17f58 elementor-align-center elementor-mobile-align-justify elementor-invisible elementor-widget elementor-widget-global elementor-global-2463 elementor-widget-button\" data-id=\"6c17f58\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-pulse\" href=\"https:\/\/www.justbudget.com.au\/online-application\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now!<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a9bf7fc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a9bf7fc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7637833\" data-id=\"7637833\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f9d56b6 elementor-widget elementor-widget-heading\" data-id=\"f9d56b6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">We can help with the following\u2026<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7e19a2 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"a7e19a2\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">You are unable to meet the payments on your debts for a period of time<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">You are falling behind with your finances and don\u2019t know where to turn<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">You own a property but don\u2019t want to sell to pay back your creditors<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">You want to get back in control of your finances<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">You just want the upsetting phone calls and letters to stop<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">You want one manageable monthly payment while you get back in control of your situation<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">You want to get ahead in life again.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42f3c96 elementor-align-center elementor-mobile-align-justify elementor-invisible elementor-widget elementor-widget-global elementor-global-2015 elementor-widget-button\" data-id=\"42f3c96\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-pulse\" href=\"https:\/\/www.justbudget.com.au\/just-budget-calculator\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-calendar-check\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Free budget tool<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-80779dc\" data-id=\"80779dc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b8b2d0d elementor-widget elementor-widget-tp-image-factory\" data-id=\"b8b2d0d\" data-element_type=\"widget\" data-widget_type=\"tp-image-factory.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"plus662da396b5c55\" class=\"pt-plus-animated-image-wrapper      image-tossing\" ><div class=\"animated-image-parallax  pt-plus-move-parallax \" ><div class=\"pt_plus_animated_image bg-image662da396b5c4e text-  \"  >\r\n\t\t\t\t\t\t\t<figure class=\"  parallax-move   \"   data-move_speed_x=\"30\"  data-move_speed_y=\"30\" >\r\n\t\t\t\t\t\t\t\t<div class=\"vc_single_image-wrapper   \"><img loading=\"lazy\" decoding=\"async\" width=\"1123\" height=\"878\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2020\/03\/stop-the-harrassing-phone-calls.gif\" class=\"attachment-full size-full wp-image-599\" alt=\"Get out from under crippling debt in Australia\" \/><\/div>\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<\/figure>\r\n\t\t\t\t\t\t<\/div><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8c25dba elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8c25dba\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-54b8900\" data-id=\"54b8900\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-76b84b5 elementor-widget elementor-widget-heading\" data-id=\"76b84b5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Our Clients Say<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15e2f66 elementor-widget elementor-widget-text-editor\" data-id=\"15e2f66\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div data-src=\"https:\/\/cdn.trustindex.io\/loader.js?1272dbb14e0c227fdb56bcf0836\"><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1725e62 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1725e62\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-acbf8ff\" data-id=\"acbf8ff\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-80f5967 elementor-widget elementor-widget-heading\" data-id=\"80f5967\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Easy 3 step debt management system<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a62f511 elementor-widget elementor-widget-text-editor\" data-id=\"a62f511\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Don&#8217;t suffer on your own. Our debt management can help reduce your money worries.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-908d0b6 elementor-widget elementor-widget-tp-process-steps\" data-id=\"908d0b6\" data-element_type=\"widget\" data-widget_type=\"tp-process-steps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"proste662da396bc82a\" class=\"tp-process-steps-widget style_2     \"  data-connection=\"\" data-eventtype=\"\"><div class=\"tp-process-steps-wrapper elementor-repeater-item-4fd979e elementor-ps-content-0 \" data-index=\"0\"><div class=\"tp-ps-left-imt tp-ps-special-bg\"><span class=\"tp-ps-icon-img tp-ps-special-bg\"><i class=\" iconsmind-Calendar-4 tp-icon-fi\" ><\/i><\/span><div class=\"tp-ps-dc number_normal\"><\/div> <\/div><div class=\"tp-ps-right-content\"><span class=\"tp-ps-content\"><a href=\"https:\/\/www.justbudget.com.au\/contact\/\"><h3 class=\"tp-pro-step-title\">Complete Our Free Budget Planner<\/h3><\/a> <div class=\"tp-pro-step-desc\"> <div>Work out your budget in detail to determine your income vs your expenditure. This helps highlights your ability to pay your creditors.<\/div> <\/div><\/span><\/div><\/div><div class=\"tp-process-steps-wrapper elementor-repeater-item-17a6f18 elementor-ps-content-1 \" data-index=\"1\"><div class=\"tp-ps-left-imt tp-ps-special-bg\"><span class=\"tp-ps-icon-img tp-ps-special-bg\"><i class=\" iconsmind-Receipt-3 tp-icon-fi\" ><\/i><\/span><div class=\"tp-ps-dc number_normal\"><\/div> <\/div><div class=\"tp-ps-right-content\"><span class=\"tp-ps-content\"><h3 class=\"tp-pro-step-title\">Develop A Debt Management Plan<\/h3> <div class=\"tp-pro-step-desc\"> <div>We will work alongside you to write out your personally tailored informal debt arrangement proposal, detailing what you can afford to pay.<\/div> <\/div><\/span><\/div><\/div><div class=\"tp-process-steps-wrapper elementor-repeater-item-3afaf2c elementor-ps-content-2 \" data-index=\"2\"><div class=\"tp-ps-left-imt tp-ps-special-bg\"><span class=\"tp-ps-icon-img tp-ps-special-bg\"><i class=\" iconsmind-Conference tp-icon-fi\" ><\/i><\/span><div class=\"tp-ps-dc number_normal\"><\/div> <\/div><div class=\"tp-ps-right-content\"><span class=\"tp-ps-content\"><a href=\"https:\/\/www.justbudget.com.au\/just-budget-calculator\/\"><h3 class=\"tp-pro-step-title\">We do all the hard work for you<\/h3><\/a> <div class=\"tp-pro-step-desc\"> <p>We contact your creditors &amp; negotiate with the goal to reduce your interest\/fees, lower your balance, restructure payments then organise your payments.<\/p> <\/div><\/span><\/div><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-47cde2e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"47cde2e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4c2ecd3\" data-id=\"4c2ecd3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-633d92d elementor-align-center elementor-mobile-align-justify elementor-invisible elementor-widget elementor-widget-global elementor-global-2463 elementor-widget-button\" data-id=\"633d92d\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-pulse\" href=\"https:\/\/www.justbudget.com.au\/online-application\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now!<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0f44d04\" data-id=\"0f44d04\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-98a9a5e elementor-align-center elementor-mobile-align-justify elementor-invisible elementor-widget elementor-widget-global elementor-global-2015 elementor-widget-button\" data-id=\"98a9a5e\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-pulse\" href=\"https:\/\/www.justbudget.com.au\/just-budget-calculator\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-calendar-check\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Free budget tool<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9ac8582 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9ac8582\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e1e2f4c\" data-id=\"e1e2f4c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-67aa943 elementor-widget elementor-widget-heading\" data-id=\"67aa943\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions About Debt Management<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa1718f elementor-widget elementor-widget-tp-accordion\" data-id=\"fa1718f\" data-element_type=\"widget\" data-widget_type=\"tp-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"theplus-accordion-wrapper elementor-accordion hover-style-2 \" id=\"accordion662da396d799a\" data-accordion-id=\"accordion662da396d799a\" data-connection=\"\" data-accordion-type=\"accordion\" data-toogle-speed=\"300\"   role=\"tablist\">\r\n\t\t\t\t\t\t\t<div class=\"theplus-accordion-item\">\r\n\t\t\t\t\t<div id=\"elementor-tab-title-2621\" class=\"elementor-tab-title plus-accordion-header active-default text-left\" tabindex=\"2621\" data-tab=\"1\" role=\"tab\" aria-controls=\"elementor-tab-content-2621\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\"><i class=\"elementor-accordion-icon-closed iconsmind-Downward\"><\/i><i class=\"elementor-accordion-icon-opened iconsmind-Upward\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t <span style=\"width:100%\">I'm struggling with multiple debts, where do I start?<\/span>\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-content-2621\" class=\"elementor-tab-content elementor-clearfix plus-accordion-content active-default\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2621\">\r\n\t\t\t\t\t\t\t<div class=\"plus-content-editor\"><p>First think to remember is don&#8217;t panic. It&#8217;s easy to get overwhelmed when you have debt collectors calling, demanding sums of money you simply don&#8217;t have. There are also the letters. You are not alone. Many Australians are struggling with the burden of debt thinking that there is no way out.<\/p><p>At Just Budget we want to reassure your that there is always a way forward.\u00a0<\/p><p>The first step in your journey to become debt-free is to understand where your money goes, how much you owe and how much you can afford to pay while still keeping a roof over your head, food on the table and meet everyday expenses. We highly recommend using our no-obligation, free budget planner as a starting point. A Just Budget consultant can then analyse this data to get a clear picture of what to do moving forward. This budget forms part of the proposal we send to creditors, enabling us to negotiate reasonable and fair payment terms taking the stress off your shoulders.<\/p><\/div>\t\t\t\t\t\t\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<div class=\"theplus-accordion-item\">\r\n\t\t\t\t\t<div id=\"elementor-tab-title-2622\" class=\"elementor-tab-title plus-accordion-header no text-left\" tabindex=\"2622\" data-tab=\"2\" role=\"tab\" aria-controls=\"elementor-tab-content-2622\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\"><i class=\"elementor-accordion-icon-closed iconsmind-Downward\"><\/i><i class=\"elementor-accordion-icon-opened iconsmind-Upward\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t <span style=\"width:100%\">Will I lose control of my money using Just Budget's Debt Management Plan?<\/span>\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-content-2622\" class=\"elementor-tab-content elementor-clearfix plus-accordion-content no\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2622\">\r\n\t\t\t\t\t\t\t<div class=\"plus-content-editor\"><p>Absolutely &#8220;no&#8221;. Our goal is to help you get back under control and to put your into the driver&#8217;s seat of your finances. Once your debt is being managed and in control, you can get back on with life.<\/p><\/div>\t\t\t\t\t\t\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<div class=\"theplus-accordion-item\">\r\n\t\t\t\t\t<div id=\"elementor-tab-title-2623\" class=\"elementor-tab-title plus-accordion-header no text-left\" tabindex=\"2623\" data-tab=\"3\" role=\"tab\" aria-controls=\"elementor-tab-content-2623\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\"><i class=\"elementor-accordion-icon-closed iconsmind-Downward\"><\/i><i class=\"elementor-accordion-icon-opened iconsmind-Upward\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t <span style=\"width:100%\">Will I be forced into a Part 9 Debt Agreement?<\/span>\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-content-2623\" class=\"elementor-tab-content elementor-clearfix plus-accordion-content no\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2623\">\r\n\t\t\t\t\t\t\t<div class=\"plus-content-editor\"><p>The last thing we want to do is to impact your credit future in a negative way. Our <a href=\"https:\/\/www.justbudget.com.au\/informal-debt-arrangements\/\">informal debt arrangement<\/a> is a way to manage debt without taking the drastic step of a Part 9.<\/p><p>A <a href=\"https:\/\/www.justbudget.com.au\/formal-part-9-debt-agreements\/\">Part 9 debt Debt Agreement<\/a> has many serious implications and can even affect your career options.<\/p><p>Many debt management companies will push you into a Part 9 Agreement without exploring other options first. We make sure we find you the most flexible and easiest debt management plan, so you can face the future with confidence.\u00a0<\/p><p>There is a place for Part 9 Debt Agreements but it certainly is not the only solution available, and definitely not our first option for our clients.<\/p><\/div>\t\t\t\t\t\t\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<div class=\"theplus-accordion-item\">\r\n\t\t\t\t\t<div id=\"elementor-tab-title-2624\" class=\"elementor-tab-title plus-accordion-header no text-left\" tabindex=\"2624\" data-tab=\"4\" role=\"tab\" aria-controls=\"elementor-tab-content-2624\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\"><i class=\"elementor-accordion-icon-closed iconsmind-Downward\"><\/i><i class=\"elementor-accordion-icon-opened iconsmind-Upward\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t <span style=\"width:100%\">What are steps I can take to manage my debt today?<\/span>\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-content-2624\" class=\"elementor-tab-content elementor-clearfix plus-accordion-content no\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2624\">\r\n\t\t\t\t\t\t\t<div class=\"plus-content-editor\"><p>While we recommend our <a href=\"https:\/\/www.justbudget.com.au\/free-budget-planner\/\">online budget planner<\/a> as the first place to start, if you want to start out on your own, it&#8217;s a good idea to prioritise your debts starting with your home and essential bills:<\/p><ul><li>rent or mortgage payments<\/li><li>council rates and body corporate fees<\/li><li>electricity, gas and water<\/li><li>car repayments \u2014 if you need your car for work or essential travel<\/li><\/ul><p>If these are getting the better of you you can always call creditors and request help with <a title=\"Financial hardship\" href=\"https:\/\/moneysmart.gov.au\/managing-debt\/financial-hardship\" target=\"_blank\" rel=\"noopener\">financial hardship<\/a>.<\/p><p>You can also request financial hardship less important debts such as:<\/p><ul><li>internet and mobile phone<\/li><li><a href=\"https:\/\/www.justbudget.com.au\/credit-card-debt-support\/\">credit card debt<\/a><\/li><li>payday loans.<\/li><\/ul><p>There is a National Debt Helpline with a step-by-step guide to assist with <a class=\"external-link\" title=\"National Debt Helpline website\" href=\"https:\/\/ndh.org.au\/debt-solutions\/prioritise-your-debts\/\" target=\"_blank\" rel=\"noopener\">prioritising your debts<\/a>.<\/p><p>If this is too much to deal with, <a href=\"#enquire\">Just Budget<\/a> will support your debt management plan to get you back to financial freedom.<\/p><\/div>\t\t\t\t\t\t\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-721ce01 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"721ce01\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0f59ae5\" data-id=\"0f59ae5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e8b95d2 elementor-align-center elementor-mobile-align-justify elementor-invisible elementor-widget elementor-widget-global elementor-global-2463 elementor-widget-button\" data-id=\"e8b95d2\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-pulse\" href=\"https:\/\/www.justbudget.com.au\/online-application\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now!<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-026949c\" data-id=\"026949c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e6bc0e1 elementor-align-center elementor-mobile-align-justify elementor-invisible elementor-widget elementor-widget-global elementor-global-2015 elementor-widget-button\" data-id=\"e6bc0e1\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-pulse\" href=\"https:\/\/www.justbudget.com.au\/just-budget-calculator\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-calendar-check\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Free budget tool<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-867def0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"867def0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-85929c7\" data-id=\"85929c7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e53f6fc elementor-widget elementor-widget-heading\" data-id=\"e53f6fc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Learn More About Debt Management<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9af1db elementor-widget elementor-widget-tp-dynamic-listing\" data-id=\"b9af1db\" data-element_type=\"widget\" data-widget_type=\"tp-dynamic-listing.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"pt-plus-dynamic-listing\" class=\"dynamic-listing post662da39700e97  list-isotope  dynamic-listing-style-2 hover-image-style-1 layout-style-1  \"  data-layout-type=\"fitRows\"   data-id=\"post662da39700e97\" data-style=\"style-2\"  data-enable-isotope=\"1\"><div id=\"post662da39700e97\" class=\"tp-row post-inner-loop post662da39700e97 text-center  \"><div class=\"grid-item metro-item  tp-col-lg-3 tp-col-md-6 tp-col-sm-12 tp-col-12  \"><article id=\"post-606\" class=\"post-606 post type-post status-publish format-standard has-post-thumbnail hentry category-debt-management category-financial-counselling tag-business tag-debt-consolidation tag-debt-management tag-debt-reduction tag-debt-solutions tag-solutions\">\n\t<div class=\"blog-list-content\">\n\t\t\t\t\t\t<div class=\"post-content-image\">\n\t\t\t<a href=\"https:\/\/www.justbudget.com.au\/finding-perfect-debt-management-solution\/\">\n\t\t\t\t\t<div class=\"blog-featured-image \">\n\t<span class=\"thumb-wrap\">\n\t\t<img decoding=\"async\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2020\/03\/shutterstock_1565526271.jpg\" alt=\"How A Debt Management Solution Can Help\">\t<\/span>\n\t<\/div>\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"post-content-bottom\">\n\t\t\t\t\t\t\t<div class=\"post-metro-category-top\">\n\t\t\t\t\t<div class=\"post-category-list style-1\">\t\r\n\t<span><a href=\"https:\/\/www.justbudget.com.au\/category\/debt-management\/\">Debt Management<\/a><\/span><\/div>\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"post-metro-content\">\n\t\t\t\t<h3 class=\"post-title\">\r\n\t<a href=\"https:\/\/www.justbudget.com.au\/finding-perfect-debt-management-solution\/\" class=\"normal\">How A Debt Management Solution Can Help<\/a>\r\n<\/h3>\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n<\/article>\n<\/div><div class=\"grid-item metro-item  tp-col-lg-3 tp-col-md-6 tp-col-sm-12 tp-col-12  \"><article id=\"post-511\" class=\"post-511 post type-post status-publish format-standard has-post-thumbnail hentry category-debt-management tag-credit-cards tag-debt tag-debt-copnsolidation tag-debt-free tag-debt-management tag-getting-rid-of-debt\">\n\t<div class=\"blog-list-content\">\n\t\t\t\t\t\t<div class=\"post-content-image\">\n\t\t\t<a href=\"https:\/\/www.justbudget.com.au\/get-rid-debt-break-mould\/\">\n\t\t\t\t\t<div class=\"blog-featured-image \">\n\t<span class=\"thumb-wrap\">\n\t\t<img decoding=\"async\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2020\/03\/shutterstock_1081849367.jpg\" alt=\"Getting Rid of Debt\">\t<\/span>\n\t<\/div>\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"post-content-bottom\">\n\t\t\t\t\t\t\t<div class=\"post-metro-category-top\">\n\t\t\t\t\t<div class=\"post-category-list style-1\">\t\r\n\t<span><a href=\"https:\/\/www.justbudget.com.au\/category\/debt-management\/\">Debt Management<\/a><\/span><\/div>\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"post-metro-content\">\n\t\t\t\t<h3 class=\"post-title\">\r\n\t<a href=\"https:\/\/www.justbudget.com.au\/get-rid-debt-break-mould\/\" class=\"normal\">Getting Rid of Debt<\/a>\r\n<\/h3>\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n<\/article>\n<\/div><div class=\"grid-item metro-item  tp-col-lg-3 tp-col-md-6 tp-col-sm-12 tp-col-12  \"><article id=\"post-598\" class=\"post-598 post type-post status-publish format-standard has-post-thumbnail hentry category-debt-management category-financial-counselling tag-debt-management tag-debt-reduction tag-household-debt\">\n\t<div class=\"blog-list-content\">\n\t\t\t\t\t\t<div class=\"post-content-image\">\n\t\t\t<a href=\"https:\/\/www.justbudget.com.au\/australian-household-debt-in-2014\/\">\n\t\t\t\t\t<div class=\"blog-featured-image \">\n\t<span class=\"thumb-wrap\">\n\t\t<img decoding=\"async\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2020\/03\/shutterstock_670227178-1.jpg\" alt=\"Australian Household Debt in 2014\">\t<\/span>\n\t<\/div>\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"post-content-bottom\">\n\t\t\t\t\t\t\t<div class=\"post-metro-category-top\">\n\t\t\t\t\t<div class=\"post-category-list style-1\">\t\r\n\t<span><a href=\"https:\/\/www.justbudget.com.au\/category\/debt-management\/\">Debt Management<\/a><\/span><\/div>\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"post-metro-content\">\n\t\t\t\t<h3 class=\"post-title\">\r\n\t<a href=\"https:\/\/www.justbudget.com.au\/australian-household-debt-in-2014\/\" class=\"normal\">Australian Household Debt in 2014<\/a>\r\n<\/h3>\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n<\/article>\n<\/div><div class=\"grid-item metro-item  tp-col-lg-3 tp-col-md-6 tp-col-sm-12 tp-col-12  \"><article id=\"post-120\" class=\"post-120 post type-post status-publish format-standard has-post-thumbnail hentry category-debt-management category-budget-tips tag-budgeting tag-debt-consolidation tag-debt-management tag-personal-budgeting\">\n\t<div class=\"blog-list-content\">\n\t\t\t\t\t\t<div class=\"post-content-image\">\n\t\t\t<a href=\"https:\/\/www.justbudget.com.au\/best-debt-management-starts-with-you\/\">\n\t\t\t\t\t<div class=\"blog-featured-image \">\n\t<span class=\"thumb-wrap\">\n\t\t<img decoding=\"async\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2020\/03\/debt-mamagement.jpg\" alt=\"Best Money and Debt Management Starts With You\">\t<\/span>\n\t<\/div>\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"post-content-bottom\">\n\t\t\t\t\t\t\t<div class=\"post-metro-category-top\">\n\t\t\t\t\t<div class=\"post-category-list style-1\">\t\r\n\t<span><a href=\"https:\/\/www.justbudget.com.au\/category\/debt-management\/\">Debt Management<\/a><\/span><\/div>\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"post-metro-content\">\n\t\t\t\t<h3 class=\"post-title\">\r\n\t<a href=\"https:\/\/www.justbudget.com.au\/best-debt-management-starts-with-you\/\" class=\"normal\">Best Money and Debt Management Starts With You<\/a>\r\n<\/h3>\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n<\/article>\n<\/div><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Proven Debt Solutions So You Feel Safe &amp; Supported When it just gets too much, it&#8217;s time to call in the experts. Stress-free Debt Management We Help Fix Your Money Problems Confidential caring support for people struggling through tough times Skilled team of debt management specialists Strategic solutions tailored to your circumstances Customised credit support [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":580,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.justbudget.com.au\/wp-json\/wp\/v2\/pages\/198"}],"collection":[{"href":"https:\/\/www.justbudget.com.au\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.justbudget.com.au\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.justbudget.com.au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.justbudget.com.au\/wp-json\/wp\/v2\/comments?post=198"}],"version-history":[{"count":4,"href":"https:\/\/www.justbudget.com.au\/wp-json\/wp\/v2\/pages\/198\/revisions"}],"predecessor-version":[{"id":5981,"href":"https:\/\/www.justbudget.com.au\/wp-json\/wp\/v2\/pages\/198\/revisions\/5981"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.justbudget.com.au\/wp-json\/wp\/v2\/media\/580"}],"wp:attachment":[{"href":"https:\/\/www.justbudget.com.au\/wp-json\/wp\/v2\/media?parent=198"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}