{"id":135,"date":"2020-03-23T11:15:24","date_gmt":"2020-03-23T11:15:24","guid":{"rendered":"https:\/\/www.justbudget.com.au\/?page_id=135"},"modified":"2023-05-04T00:46:52","modified_gmt":"2023-05-04T00:46:52","slug":"financial-assistance","status":"publish","type":"page","link":"https:\/\/www.justbudget.com.au\/financial-assistance\/","title":{"rendered":"Financial Assistance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"135\" class=\"elementor elementor-135\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-742db6c elementor-section-stretched elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"742db6c\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1e3de21\" data-id=\"1e3de21\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7ef08e2 elementor-widget elementor-widget-spacer\" data-id=\"7ef08e2\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ff208f3 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ff208f3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ec16dcd\" data-id=\"ec16dcd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43121ea text-left elementor-widget elementor-widget-tp-heading-title\" data-id=\"43121ea\" data-element_type=\"widget\" data-widget_type=\"tp-heading-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"heading heading_style heading_style662cab9b1c504 style-1 \" ><div class=\"sub-style\" ><div class=\"head-title \" > <h2  class=\"heading-title   \"   data-hover=\"Don&#039;t Struggle With Debt\u2026\">Don't Struggle With Debt\u2026<span class=\"title-s \">  <\/span><\/h2><\/div><div class=\"sub-heading\"><h2 class=\"heading-sub-title  \"> We Can Help! <\/h2><\/div><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2378240 elementor-widget elementor-widget-tp-adv-text-block\" data-id=\"2378240\" data-element_type=\"widget\" data-widget_type=\"tp-adv-text-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"pt-plus-text-block-wrapper\" ><div class=\"text_block_parallax\"><div class=\"pt_plus_adv_text_block \" ><div class=\"text-content-block\"><p>Find out how we can help to rebuild your finances and support you along the way.<\/p><\/div><\/div><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02886dd elementor-widget elementor-widget-shortcode\" data-id=\"02886dd\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='vvm-wrapper'><div class='vvm-tabs'><a class='vvm_link_tab' ><div class='vvm-tab' data_link='?website=jb&loan-purpose=10'><img decoding=\"async\" width=\"48\" height=\"48\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/06\/debt-support.svg\" class=\"white-fill\" alt=\"\" \/>Debt Support<\/div><\/a><a class='vvm_link_tab' ><div class='vvm-tab' data_link='?website=jb&loan-purpose=8'><img decoding=\"async\" width=\"44\" height=\"51\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2021\/10\/2.svg\" class=\"white-fill\" alt=\"\" \/>Debt Management<\/div><\/a><\/div><\/div><a id='vvm-form' href='#'><button  class='btn-default' href='#'>Start your application<\/button><\/a>\n<script>\n(function ($) {\n    $(document).ready(function () {\n\t\t\tvar host = document.location.host;\n\t\t\tvar clicks = 0;\n\n\t\t\t$('.vvm-tab').click(function() {\n\t\t\t\tif (clicks == 0){\n\t\t\t\t\t\/\/first click\n\t\t\t\t} else{\n\t\t\t\t\t var link = $(this).attr(\"data_link\"); \/\/ get link from the tab\n\t\t\t\t\t \n\t\t\t\t\t if($(this).hasClass('active')){\n\t\t\t\t\t\tvar full_link =  'https:\/\/'+host+'\/online-application\/'+link;\n\t\t\t\t\t   location.href = full_link;\/\/REDIRECT \n\t\t\t\t\t }\n\t\t\t\t}\n\t\t\t\t++clicks;\n\t\t\t});\t\n      \n\t\t\n\t\t\t\n                            \n         \n           \/\/HIDE IFRAME\n          $('.vvm-tab').click(function(e){\n\t\t\t \n            var link = $(this).attr(\"data_link\"); \/\/ get link from the tab\n            \n\t\t\t\n            $('.active').removeClass('active')\n            \/\/ add active class to clicked element\n            $(this).addClass('active');\t\n            $('#vvm-form').attr('href','https:\/\/'+host+'\/online-application\/'+link);\n            });\n            \n            \n            console.log($('#vvm-form').attr('href', 'https:\/\/'+host+'\/online-application\/'));\n            \n      \n          \n\n\n\t});\n})(jQuery);\n\n<\/script>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad4effd elementor-widget elementor-widget-spacer\" data-id=\"ad4effd\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3a29696\" data-id=\"3a29696\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9adc481 elementor-widget elementor-widget-tp-image-factory\" data-id=\"9adc481\" data-element_type=\"widget\" data-widget_type=\"tp-image-factory.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"plus662cab9b2ccd1\" class=\"pt-plus-animated-image-wrapper      image-tossing\" ><div class=\"animated-image-parallax  pt-plus-move-parallax \" ><div class=\"pt_plus_animated_image bg-image662cab9b2ccc6 text-center  text--tabletcenter  \"  >\r\n\t\t\t\t\t\t\t<figure class=\"  parallax-move   \"   data-move_speed_x=\"30\"  data-move_speed_y=\"30\" >\r\n\t\t\t\t\t\t\t\t<div class=\"vc_single_image-wrapper   \"><img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"530\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2021\/02\/financial-support.png\" class=\"attachment-full size-full wp-image-2064\" alt=\"Financial Assistance\" srcset=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2021\/02\/financial-support.png 800w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2021\/02\/financial-support-300x199.png 300w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2021\/02\/financial-support-768x509.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/div>\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<\/figure>\r\n\t\t\t\t\t\t<\/div><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd3b548 elementor-widget elementor-widget-spacer\" data-id=\"cd3b548\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-af67865 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"af67865\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c18fe46\" data-id=\"c18fe46\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fc46cf2 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fc46cf2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-cb3967e\" data-id=\"cb3967e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-48cf06f elementor-widget elementor-widget-image\" data-id=\"48cf06f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.google.com\/search?q=just+budget&#038;rlz=1C1GCEA_enAU975AU975&#038;oq=just+budget&#038;aqs=chrome.0.69i59l2j0i131i433i512l2j0i512j69i60l3.1313j0j7&#038;sourceid=chrome&#038;ie=UTF-8#lrd=0x6b12bba6954794bb:0xf2decffa63f1a56,1,,,,\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"580\" height=\"39\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2023\/04\/Just-Budget-5-Star-Google-Reviews-1024x68.png\" class=\"attachment-large size-large wp-image-5700\" alt=\"Just Budget 5 Star Google Reviews\" srcset=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2023\/04\/Just-Budget-5-Star-Google-Reviews-1024x68.png 1024w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2023\/04\/Just-Budget-5-Star-Google-Reviews-1536x101.png 1536w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2023\/04\/Just-Budget-5-Star-Google-Reviews-1200x79.png 1200w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-007b590\" data-id=\"007b590\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61c3b45 elementor-widget elementor-widget-image\" data-id=\"61c3b45\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/au.trustpilot.com\/review\/www.justbudget.com.au\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"580\" height=\"60\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/03\/trustpilot-white-rect-1024x106.png\" class=\"attachment-large size-large wp-image-4644\" alt=\"\" srcset=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/03\/trustpilot-white-rect-1024x106.png 1024w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/03\/trustpilot-white-rect-300x31.png 300w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/03\/trustpilot-white-rect-768x79.png 768w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/03\/trustpilot-white-rect-1200x124.png 1200w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/03\/trustpilot-white-rect.png 1295w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8eafee2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8eafee2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-411f20b\" data-id=\"411f20b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f6de567 elementor-widget elementor-widget-heading\" data-id=\"f6de567\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Financial Assistance For Australians<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bb2a3e3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bb2a3e3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-96ce080 home\" data-id=\"96ce080\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ce69900 elementor-widget elementor-widget-menu-anchor\" data-id=\"ce69900\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"enquire\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8c7e49 elementor-widget elementor-widget-image\" data-id=\"a8c7e49\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"580\" height=\"193\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/07\/rectangle-banner-with-points-from-shields.png\" class=\"attachment-large size-large wp-image-4914\" alt=\"Just Budget advantages\" srcset=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/07\/rectangle-banner-with-points-from-shields.png 900w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/07\/rectangle-banner-with-points-from-shields-300x100.png 300w, https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2022\/07\/rectangle-banner-with-points-from-shields-768x256.png 768w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e42eb88 elementor-widget elementor-widget-heading\" data-id=\"e42eb88\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Just Budget cares for Australians in Debt<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9ed2da elementor-align-center elementor-mobile-align-justify elementor-invisible elementor-widget elementor-widget-global elementor-global-2015 elementor-widget-button\" data-id=\"e9ed2da\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-pulse\" href=\"https:\/\/www.justbudget.com.au\/just-budget-calculator\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-calendar-check\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Free budget tool<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8ed2413\" data-id=\"8ed2413\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-796e036 elementor-widget elementor-widget-heading\" data-id=\"796e036\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Just Budget is different<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfcd838 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"dfcd838\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Reduced debt repayments to what you can afford<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Free Just Budget Planner to track your finances accurately<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Negotiate with creditors during times of hardship<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Developing a sensible debt repayment strategy to reduce debt stress<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Help to get debt collectors off your back so you can live in peace<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Find a way out of the endless debt cycle that seems inescapable.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-01cc57d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"01cc57d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c47daca\" data-id=\"c47daca\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ab4605f elementor-widget elementor-widget-heading\" data-id=\"ab4605f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">sort out your finances<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1962b58 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1962b58\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1bad9ca\" data-id=\"1bad9ca\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cc32b39 elementor-widget elementor-widget-heading\" data-id=\"cc32b39\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">We Put you back in the driver's Seat<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c777f17 elementor-widget elementor-widget-text-editor\" data-id=\"c777f17\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>You don&#8217;t need to spend your life worrying about how you will pay your bills. Even during challenging times, there is support out there.<\/p><p>Our debt management system is designed around you. Our friendly, expert team take the time to really understand your situation and quickly assess how we can help. We have over 30 years experience and expertise in debt management. It is common for creditors to pile pressure on you, but we can help. With our financial assistance, you can start to see a positive change and take control of your finances.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb209c2 elementor-align-center elementor-mobile-align-justify elementor-invisible elementor-widget elementor-widget-global elementor-global-2015 elementor-widget-button\" data-id=\"cb209c2\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-pulse\" href=\"https:\/\/www.justbudget.com.au\/just-budget-calculator\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-calendar-check\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Free budget tool<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4f221e0\" data-id=\"4f221e0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47a33f2 elementor-hidden-phone elementor-widget elementor-widget-tp-image-factory\" data-id=\"47a33f2\" data-element_type=\"widget\" data-widget_type=\"tp-image-factory.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"plus662cab9b4fd14\" class=\"pt-plus-animated-image-wrapper      image-floating\" ><div class=\"animated-image-parallax  pt-plus-move-parallax \" ><div class=\"pt_plus_animated_image bg-image662cab9b4fd09 text-center  text--tabletcenter  \"  >\r\n\t\t\t\t\t\t\t<figure class=\"  parallax-move   \"   data-move_speed_x=\"30\"  data-move_speed_y=\"30\" >\r\n\t\t\t\t\t\t\t\t<div class=\"vc_single_image-wrapper   \"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"810\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2020\/03\/financial-assistance-australia.gif\" class=\"attachment-full size-full wp-image-477\" alt=\"Financial assistance Australia\" \/><\/div>\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<\/figure>\r\n\t\t\t\t\t\t<\/div><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2f9454a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2f9454a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-dbb41c7\" data-id=\"dbb41c7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2bf9c46 elementor-widget elementor-widget-tp-image-factory\" data-id=\"2bf9c46\" data-element_type=\"widget\" data-widget_type=\"tp-image-factory.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"plus662cab9b53191\" class=\"pt-plus-animated-image-wrapper      image-floating\" ><div class=\"animated-image-parallax  pt-plus-move-parallax \" ><div class=\"pt_plus_animated_image bg-image662cab9b53187 text-center  text--tabletcenter  \"  >\r\n\t\t\t\t\t\t\t<figure class=\"  parallax-move   \"   data-move_speed_x=\"30\"  data-move_speed_y=\"30\" >\r\n\t\t\t\t\t\t\t\t<div class=\"vc_single_image-wrapper   \"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2020\/03\/financial-distress.gif\" class=\"attachment-full size-full wp-image-476\" alt=\"Financial assistance and times of need\" \/><\/div>\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<\/figure>\r\n\t\t\t\t\t\t<\/div><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-17dbee6\" data-id=\"17dbee6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-767bdbc elementor-widget elementor-widget-heading\" data-id=\"767bdbc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Turn To Us For Debt Help?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff3bda5 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"ff3bda5\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">We will treat your like an individual. We take the time to listen and learn about your financial situation. This way we can tailor a debt management solution just for you.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Your budget your way. Together we\u2019ll set up a personalised budget based on your situation.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Stop worrying about making payments. We\u2019ll work with your creditors and arrange for them to accept payments you can afford while you get back in control. We can even manage payments.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Keep your good credit rating. While a credit provider may report an application for hardship assistance, this has less weight than a default. In fact our involvement may actually stop a credit provider entering a negative listing.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2187bb5 elementor-align-center elementor-mobile-align-justify elementor-invisible elementor-widget elementor-widget-global elementor-global-2463 elementor-widget-button\" data-id=\"2187bb5\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-pulse\" href=\"https:\/\/www.justbudget.com.au\/online-application\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now!<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-37571c8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"37571c8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9b98ab8\" data-id=\"9b98ab8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-10e48d0 elementor-widget elementor-widget-heading\" data-id=\"10e48d0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Avoid Bankruptcy In Australia<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77cc58a elementor-widget elementor-widget-text-editor\" data-id=\"77cc58a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Have you thought about declaring bankruptcy as a means of getting out of debt? Are you aware of the repercussions that declaring bankruptcy brings? Just Budget outlines some of these issues below which highlights why bankruptcy is not always the answer.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1eb1c7a elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1eb1c7a\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Bankruptcy will be listed on your credit file for five years making borrowing money impossible.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Bankruptcy will be listed on your credit file for five years making borrowing money impossible.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Your assets including your motor vehicle may be sold on your behalf by an administered trustee. You may be required to pay a percentage of your income to  trustee.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">There may be travel restrictions enforced.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">An investigation into your financial affairs may occur.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Property that was transferred by you prior to the bankruptcy may be recovered by your trustee.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10279b0 elementor-align-center elementor-mobile-align-justify elementor-invisible elementor-widget elementor-widget-global elementor-global-2463 elementor-widget-button\" data-id=\"10279b0\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-pulse\" href=\"https:\/\/www.justbudget.com.au\/online-application\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now!<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-db74b86\" data-id=\"db74b86\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4829619 elementor-widget elementor-widget-tp-image-factory\" data-id=\"4829619\" data-element_type=\"widget\" data-widget_type=\"tp-image-factory.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"plus662cab9b5d7c0\" class=\"pt-plus-animated-image-wrapper      image-floating\" ><div class=\"animated-image-parallax  pt-plus-move-parallax \" ><div class=\"pt_plus_animated_image bg-image662cab9b5d7b6 text-center  text--tabletcenter  \"  >\r\n\t\t\t\t\t\t\t<figure class=\"  parallax-move   \"   data-move_speed_x=\"30\"  data-move_speed_y=\"30\" >\r\n\t\t\t\t\t\t\t\t<div class=\"vc_single_image-wrapper   \"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"917\" src=\"https:\/\/www.justbudget.com.au\/wp-content\/uploads\/2020\/03\/declaring-bankruptcy.gif\" class=\"attachment-full size-full wp-image-480\" alt=\"Declaring bankrutpcy Australia\" \/><\/div>\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<\/figure>\r\n\t\t\t\t\t\t<\/div><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3d34aeb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3d34aeb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f8720dd\" data-id=\"f8720dd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ecf207a elementor-widget elementor-widget-heading\" data-id=\"ecf207a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Types of Financial Assistance<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4af6d97 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4af6d97\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-9c561aa\" data-id=\"9c561aa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3efb2ed elementor-invisible elementor-widget elementor-widget-tp-info-box\" data-id=\"3efb2ed\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"tp-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"info_box662cab9b6a73e\" class=\"pt_plus_info_box hover_normal    info_box662cab9b6a73e info-box-style_3 animate-general   \"  data-id=\"info_box662cab9b6a73e\"  data-animate-type=\"transition.fadeIn\" data-animate-delay=\"50\" data-animate-offset=\"85%\"   data-connection=\"\" data-eventtype=\"\" ><div class=\"post-inner-loop \"><a href=\"https:\/\/www.justbudget.com.au\/personal-loans\/\"><div class=\"info-box-inner content_hover_effect content_hover_grow tp-info-fbc\"   ><div class=\"info-box-bg-box     \" ><div class=\"text-center\"><div class=\"service-center  \"><div class=\"info-icon-content\"><div class=\"service-icon-wrap\"><i class=\" iconsmind-MaleFemale service-icon icon_shine_show icon-rounded\"><\/i><\/div><\/div><h3 class=\"service-title \"> Personal Loan Management <\/h3><div class=\"service-border\"> <\/div><div class=\"service-desc\"> <p>If you have multiple personal loans then we could manage these on your behalf with a debt relief plan. This combines your multiple loans into one, reduces your weekly repayments and takes your creditors away.<\/p> <\/div><div class=\"pt-plus-button-wrapper\"><div class=\"button_parallax\"><div class=\"ts-button\"><div class=\"pt_plus_button btn662cab9b6a6dc button-style-8 \"><div class=\"animted-content-inner\"><div class=\"button-link-wrap\">Read More<i class=\"btn-icon button-after fa fa-chevron-right\"><\/i><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"infobox-overlay-color \"><\/div><\/div><\/div><\/a><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-909ce1f\" data-id=\"909ce1f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b5b919a elementor-invisible elementor-widget elementor-widget-tp-info-box\" data-id=\"b5b919a\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"tp-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"info_box662cab9b6d1ab\" class=\"pt_plus_info_box hover_normal    info_box662cab9b6d1ab info-box-style_3 animate-general   \"  data-id=\"info_box662cab9b6d1ab\"  data-animate-type=\"transition.fadeIn\" data-animate-delay=\"50\" data-animate-offset=\"85%\"   data-connection=\"\" data-eventtype=\"\" ><div class=\"post-inner-loop \"><a href=\"https:\/\/www.justbudget.com.au\/credit-card-debt-support\/\"><div class=\"info-box-inner content_hover_effect content_hover_grow tp-info-fbc\"   ><div class=\"info-box-bg-box     \" ><div class=\"text-center\"><div class=\"service-center  \"><div class=\"info-icon-content\"><div class=\"service-icon-wrap\"><i class=\" iconsmind-Credit-Card2 service-icon icon_shine_show icon-rounded\"><\/i><\/div><\/div><h3 class=\"service-title \"> Credit Card Debt Help <\/h3><div class=\"service-border\"> <\/div><div class=\"service-desc\"> <p>The most common debt trap is when you are juggling multiple credit cards, paying only the minimum balance. The balances become unmanageable and you end of stressing about how you will ever get ahead.<\/p> <\/div><div class=\"pt-plus-button-wrapper\"><div class=\"button_parallax\"><div class=\"ts-button\"><div class=\"pt_plus_button btn662cab9b6d169 button-style-8 \"><div class=\"animted-content-inner\"><div class=\"button-link-wrap\">Read More<i class=\"btn-icon button-after fa fa-chevron-right\"><\/i><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"infobox-overlay-color \"><\/div><\/div><\/div><\/a><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-fde177b\" data-id=\"fde177b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d5c9ea9 elementor-invisible elementor-widget elementor-widget-tp-info-box\" data-id=\"d5c9ea9\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"tp-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"info_box662cab9b6fbaa\" class=\"pt_plus_info_box hover_normal    info_box662cab9b6fbaa info-box-style_3 animate-general   \"  data-id=\"info_box662cab9b6fbaa\"  data-animate-type=\"transition.fadeIn\" data-animate-delay=\"50\" data-animate-offset=\"85%\"   data-connection=\"\" data-eventtype=\"\" ><div class=\"post-inner-loop \"><a href=\"https:\/\/www.justbudget.com.au\/business-loans\/\"><div class=\"info-box-inner content_hover_effect content_hover_grow tp-info-fbc\"   ><div class=\"info-box-bg-box     \" ><div class=\"text-center\"><div class=\"service-center  \"><div class=\"info-icon-content\"><div class=\"service-icon-wrap\"><i class=\" iconsmind-Shop service-icon icon_shine_show icon-rounded\"><\/i><\/div><\/div><h3 class=\"service-title \"> Business Loan Management <\/h3><div class=\"service-border\"> <\/div><div class=\"service-desc\"> <p>If you have multiple business loans with different repayment amounts, dates and interest rates then we can take the stress and pressure away by merging these into one debt relief plan.<\/p> <\/div><div class=\"pt-plus-button-wrapper\"><div class=\"button_parallax\"><div class=\"ts-button\"><div class=\"pt_plus_button btn662cab9b6fb66 button-style-8 \"><div class=\"animted-content-inner\"><div class=\"button-link-wrap\">Read More<i class=\"btn-icon button-after fa fa-chevron-right\"><\/i><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"infobox-overlay-color \"><\/div><\/div><\/div><\/a><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8b23f7e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8b23f7e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5962857\" data-id=\"5962857\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f767d24 elementor-widget elementor-widget-heading\" data-id=\"f767d24\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Our Clients Say<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4f784d elementor-widget elementor-widget-text-editor\" data-id=\"c4f784d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div data-src=\"https:\/\/cdn.trustindex.io\/loader.js?1272dbb14e0c227fdb56bcf0836\"><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ebb951b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ebb951b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4c75cd5\" data-id=\"4c75cd5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ed8be49 elementor-widget elementor-widget-heading\" data-id=\"ed8be49\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Can Just Budget Stop My Stress?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6f470cb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6f470cb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-887ea87\" data-id=\"887ea87\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-af2ed29 elementor-invisible elementor-widget elementor-widget-tp-info-box\" data-id=\"af2ed29\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"tp-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"info_box662cab9b7633f\" class=\"pt_plus_info_box hover_normal    info_box662cab9b7633f info-box-style_3 animate-general   \"  data-id=\"info_box662cab9b7633f\"  data-animate-type=\"transition.fadeIn\" data-animate-delay=\"50\" data-animate-offset=\"85%\"   data-connection=\"\" data-eventtype=\"\" ><div class=\"post-inner-loop \"><a href=\"https:\/\/www.justbudget.com.au\/free-budget-planner\/\"><div class=\"info-box-inner content_hover_effect content_hover_grow tp-info-fbc\"   ><div class=\"info-box-bg-box     \" ><div class=\"text-center\"><div class=\"service-center  \"><div class=\"info-icon-content\"><div class=\"service-icon-wrap\"><i class=\" iconsmind-Line-Chart4 service-icon icon_shine_show icon-rounded\"><\/i><\/div><\/div><h3 class=\"service-title \"> Stop Losing on Interest &amp; Fees <\/h3><div class=\"service-border\"> <\/div><div class=\"service-desc\"> <p>Let us put a stop to the fees and interest payments. This could save you thousands and help you pay your debts quicker.<\/p> <\/div><div class=\"pt-plus-button-wrapper\"><div class=\"button_parallax\"><div class=\"ts-button\"><div class=\"pt_plus_button btn662cab9b762fe button-style-8 \"><div class=\"animted-content-inner\"><div class=\"button-link-wrap\">Get started<i class=\"btn-icon button-after fa fa-chevron-right\"><\/i><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"infobox-overlay-color \"><\/div><\/div><\/div><\/a><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-3e73b83\" data-id=\"3e73b83\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-242b016 elementor-invisible elementor-widget elementor-widget-tp-info-box\" data-id=\"242b016\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"tp-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"info_box662cab9b7862f\" class=\"pt_plus_info_box hover_normal    info_box662cab9b7862f info-box-style_3 animate-general   \"  data-id=\"info_box662cab9b7862f\"  data-animate-type=\"transition.fadeIn\" data-animate-delay=\"50\" data-animate-offset=\"85%\"   data-connection=\"\" data-eventtype=\"\" ><div class=\"post-inner-loop \"><a href=\"https:\/\/www.justbudget.com.au\/free-budget-planner\/\"><div class=\"info-box-inner content_hover_effect content_hover_grow tp-info-fbc\"   ><div class=\"info-box-bg-box     \" ><div class=\"text-center\"><div class=\"service-center  \"><div class=\"info-icon-content\"><div class=\"service-icon-wrap\"><i class=\" iconsmind-Angry service-icon icon_shine_show icon-rounded\"><\/i><\/div><\/div><h3 class=\"service-title \"> Stop The Stressful Calls <\/h3><div class=\"service-border\"> <\/div><div class=\"service-desc\"> <p>If you are terrified to answer your phone as it might be debt collectors, you can rest easy. We will stop the calls so you can relax.<\/p> <\/div><div class=\"pt-plus-button-wrapper\"><div class=\"button_parallax\"><div class=\"ts-button\"><div class=\"pt_plus_button btn662cab9b78602 button-style-8 \"><div class=\"animted-content-inner\"><div class=\"button-link-wrap\">Get started<i class=\"btn-icon button-after fa fa-chevron-right\"><\/i><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"infobox-overlay-color \"><\/div><\/div><\/div><\/a><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-905c391\" data-id=\"905c391\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3dc7131 elementor-invisible elementor-widget elementor-widget-tp-info-box\" data-id=\"3dc7131\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"tp-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"info_box662cab9b7a6ae\" class=\"pt_plus_info_box hover_normal    info_box662cab9b7a6ae info-box-style_3 animate-general   \"  data-id=\"info_box662cab9b7a6ae\"  data-animate-type=\"transition.fadeIn\" data-animate-delay=\"50\" data-animate-offset=\"85%\"   data-connection=\"\" data-eventtype=\"\" ><div class=\"post-inner-loop \"><a href=\"https:\/\/www.justbudget.com.au\/free-budget-planner\/\"><div class=\"info-box-inner content_hover_effect content_hover_grow tp-info-fbc\"   ><div class=\"info-box-bg-box     \" ><div class=\"text-center\"><div class=\"service-center  \"><div class=\"info-icon-content\"><div class=\"service-icon-wrap\"><i class=\" iconsmind-Calendar service-icon icon_shine_show icon-rounded\"><\/i><\/div><\/div><h3 class=\"service-title \"> One easy regular repayment <\/h3><div class=\"service-border\"> <\/div><div class=\"service-desc\"> <p>With just one easy-to-manage regular repayment you can breath easier and formulate a budget to manage your money.<\/p> <\/div><div class=\"pt-plus-button-wrapper\"><div class=\"button_parallax\"><div class=\"ts-button\"><div class=\"pt_plus_button btn662cab9b7a670 button-style-8 \"><div class=\"animted-content-inner\"><div class=\"button-link-wrap\">Get started<i class=\"btn-icon button-after fa fa-chevron-right\"><\/i><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"infobox-overlay-color \"><\/div><\/div><\/div><\/a><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4674406 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4674406\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8bda4e8\" data-id=\"8bda4e8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e656125 elementor-widget elementor-widget-heading\" data-id=\"e656125\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Just Budget Debt Relief Process<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-635cce1 elementor-widget elementor-widget-tp-process-steps\" data-id=\"635cce1\" data-element_type=\"widget\" data-widget_type=\"tp-process-steps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"proste662cab9b83d7a\" class=\"tp-process-steps-widget style_2  mobile center center \"  data-connection=\"\" data-eventtype=\"\"><div class=\"tp-process-steps-wrapper elementor-repeater-item-4fd979e elementor-ps-content-0 \" data-index=\"0\"><div class=\"tp-ps-left-imt tp-ps-special-bg\"><span class=\"tp-ps-icon-img tp-ps-special-bg\"><i class=\" iconsmind-File-Edit tp-icon-fi\" ><\/i><\/span><div class=\"tp-ps-dc number_normal\"><\/div> <\/div><div class=\"tp-ps-right-content\"><span class=\"tp-ps-content\"><a href=\"https:\/\/www.justbudget.com.au\/free-budget-planner\/\"><h3 class=\"tp-pro-step-title\">Free Just Budget Planner<\/h3><\/a> <div class=\"tp-pro-step-desc\"> <p>Use our exclusive, confidential, comprehensive budget planner to track your income and expenses. We can use this to formulate your debt management plan.<\/p> <\/div><\/span><\/div><\/div><div class=\"tp-process-steps-wrapper elementor-repeater-item-8959713 elementor-ps-content-1 \" data-index=\"1\"><div class=\"tp-ps-left-imt tp-ps-special-bg\"><span class=\"tp-ps-icon-img tp-ps-special-bg\"><i class=\" iconsmind-Support tp-icon-fi\" ><\/i><\/span><div class=\"tp-ps-dc number_normal\"><\/div> <\/div><div class=\"tp-ps-right-content\"><span class=\"tp-ps-content\"><a href=\"tel:1300795775\"><h3 class=\"tp-pro-step-title\">We will call you<\/h3><\/a> <div class=\"tp-pro-step-desc\"> <p>It's important for us to establish a relationship with you, so we can develop a plan moving forward. It costs nothing to talk to us about your money worries.<\/p> <\/div><\/span><\/div><\/div><div class=\"tp-process-steps-wrapper elementor-repeater-item-17a6f18 elementor-ps-content-2 \" data-index=\"2\"><div class=\"tp-ps-left-imt tp-ps-special-bg\"><span class=\"tp-ps-icon-img tp-ps-special-bg\"><i class=\" iconsmind-Check-2 tp-icon-fi\" ><\/i><\/span><div class=\"tp-ps-dc number_normal\"><\/div> <\/div><div class=\"tp-ps-right-content\"><span class=\"tp-ps-content\"><a href=\"https:\/\/www.justbudget.com.au\/why-use-our-debt-management-system\/debt-management-plan-can-just-budget-help-me\/\"><h3 class=\"tp-pro-step-title\">Debt Management Plan<\/h3><\/a> <div class=\"tp-pro-step-desc\"> <p>With the information from speaking with you, and your budget planner, we can develop a custom plan to get you on the track to financial recovery.<\/p> <\/div><\/span><\/div><\/div><div class=\"tp-process-steps-wrapper elementor-repeater-item-3afaf2c elementor-ps-content-3 \" data-index=\"3\"><div class=\"tp-ps-left-imt tp-ps-special-bg\"><span class=\"tp-ps-icon-img tp-ps-special-bg\"><i class=\" iconsmind-Folder-WithDocument tp-icon-fi\" ><\/i><\/span><div class=\"tp-ps-dc number_normal\"><\/div> <\/div><div class=\"tp-ps-right-content\"><span class=\"tp-ps-content\"><a href=\"https:\/\/www.justbudget.com.au\/informal-debt-arrangements\/\"><h3 class=\"tp-pro-step-title\">We do all the hard work<\/h3><\/a> <div class=\"tp-pro-step-desc\"> <p>You'll only have to pay us your regular agreed repayment. We will talk to creditors, and organise all the different payments for you, reducing interest and stress.<\/p> <\/div><\/span><\/div><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fc1d9d9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fc1d9d9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-935f0bb\" data-id=\"935f0bb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d5e62f7 elementor-widget elementor-widget-heading\" data-id=\"d5e62f7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financial Assistance FAQs<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-add4cfd elementor-widget elementor-widget-tp-accordion\" data-id=\"add4cfd\" data-element_type=\"widget\" data-widget_type=\"tp-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"theplus-accordion-wrapper elementor-accordion hover-style-2 \" id=\"accordion662cab9bd47d2\" data-accordion-id=\"accordion662cab9bd47d2\" data-connection=\"\" data-accordion-type=\"accordion\" data-toogle-speed=\"300\"   role=\"tablist\">\r\n\t\t\t\t\t\t\t<div class=\"theplus-accordion-item\">\r\n\t\t\t\t\t<div id=\"elementor-tab-title-1821\" class=\"elementor-tab-title plus-accordion-header active-default text-left\" tabindex=\"1821\" data-tab=\"1\" role=\"tab\" aria-controls=\"elementor-tab-content-1821\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\"><i class=\"elementor-accordion-icon-closed iconsmind-Downward\"><\/i><i class=\"elementor-accordion-icon-opened iconsmind-Upward\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t <span style=\"width:100%\">How can I pay off debt if I have no money?<\/span>\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-content-1821\" class=\"elementor-tab-content elementor-clearfix plus-accordion-content active-default\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1821\">\r\n\t\t\t\t\t\t\t<div class=\"plus-content-editor\"><p>The first step to paying off debt with no money is to put together a realistic budget, factoring all your essential expenses such as rent\/mortgage, household expenses like food and utility bills, car costs and education expenses. Our free, no-obligation budget planner takes you through all aspects of your income and expenses and determines a surplus or a deficit. This igves you a clearer picture of where your money goes, where you can save money and what you need to do so that your income matches your expenditure.<\/p><p>Say you&#8217;ve overspent on credit cards around Christmas. You can apply for hardship with your credit provider to alter the terms of your repayments. If that seems overwhelming to you, Just Budget have specialists in this area who can negotiate, mediate and resolve your debts.\u00a0<\/p><p>We formulate a debt management plan (DMP) to help you to manage your finances and pay your debts in a way that is affordable and simple. There is always a solution, even if you are struggling to see a way out.<\/p><p>You&#8217;ll also need to curb your spending on credit and in general to keep to your budget. Preventing further debt is a great place to start.<\/p><p>Once you have a budget in front of you, it&#8217;s easier to see where you can trim\u00a0 down your expenses so that you aren&#8217;t going backwards.<\/p><p>If there is a way to increase your income, that&#8217;s also a very positive step. Taking on extra shifts, adding a side hustle like being an Uber driver can also help you make ends meet.<\/p><p>Our goal is to help you pay your debts at a rate you can afford, so you don&#8217;t incur late fees, additional interest or damage your credit history further.<\/p><\/div>\t\t\t\t\t\t\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<div class=\"theplus-accordion-item\">\r\n\t\t\t\t\t<div id=\"elementor-tab-title-1822\" class=\"elementor-tab-title plus-accordion-header no text-left\" tabindex=\"1822\" data-tab=\"2\" role=\"tab\" aria-controls=\"elementor-tab-content-1822\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\"><i class=\"elementor-accordion-icon-closed iconsmind-Downward\"><\/i><i class=\"elementor-accordion-icon-opened iconsmind-Upward\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t <span style=\"width:100%\">What happens if I don't pay a debt?<\/span>\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-content-1822\" class=\"elementor-tab-content elementor-clearfix plus-accordion-content no\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1822\">\r\n\t\t\t\t\t\t\t<div class=\"plus-content-editor\"><p>If you don&#8217;t pay a debt (default) on a credit card, loan or even your monthly internet or utility payments, your account may be referred to a debt collection agency. Debts remaining unpaid and then referred to collections will hurt your credit score. You may find that the debt is taken to court and you may have a judgement recorded on your credit file, your wages could be garnished and you will definitely get harassing calls from debt collection agencies.<\/p><p>When your credit score is impaired in this way you may have to pay more interest on loans or finance, and you could miss out on certain jobs or even rental properties.<\/p><p>Our goal at Just Budget is to prevent or mitigate the effects of these events. We will work with you to get your debts into a payment arrangement of some sort and help you manage your finances in a simpler way. Basically we do all the hard work for you, such as negotiating with the creditors to lower or stop your interest, lower your payments, and manage the payments so you only have to make one repayment per payment period. You still need to pay the debt, but we help you get back in the driver&#8217;s seat.<\/p><\/div>\t\t\t\t\t\t\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t<div class=\"theplus-accordion-item\">\r\n\t\t\t\t\t<div id=\"elementor-tab-title-1823\" class=\"elementor-tab-title plus-accordion-header no text-left\" tabindex=\"1823\" data-tab=\"3\" role=\"tab\" aria-controls=\"elementor-tab-content-1823\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\"><i class=\"elementor-accordion-icon-closed iconsmind-Downward\"><\/i><i class=\"elementor-accordion-icon-opened iconsmind-Upward\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t <span style=\"width:100%\">How does Just Budget provide financial assistance?<\/span>\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-content-1823\" class=\"elementor-tab-content elementor-clearfix plus-accordion-content no\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1823\">\r\n\t\t\t\t\t\t\t<div class=\"plus-content-editor\"><p>There are a number of ways we can help. The primary problem facing Australians is multiple, overwhelming debts. that need to be paid at different times of the month making managing debt very confusing for some people.<\/p><p>Our most popular debt management solution is an <a href=\"https:\/\/www.justbudget.com.au\/informal-debt-arrangements\/\">informal debt arrangement<\/a>, where we negotiate your debts, pay them on the due dates for you and you pay Just Budget one repayment per agreed frequency.<\/p><p>There is also a type of Agreement that many debt companies push people into, and in some cases it is the best option, but it is a last resort. That is a <a href=\"https:\/\/www.justbudget.com.au\/formal-part-9-debt-agreements\/\">formal Part 9 Debt Agreement<\/a>. It is highly legislated and has strict criteria and restrictions. It also has a profound impact on your credit report. As part of the bankruptcy act it should not be entered into lightly. If you are looking down the barrel of <a href=\"https:\/\/www.justbudget.com.au\/facing-bankruptcy-think-just-budget\/\">bankruptcy<\/a>, it can prevent this, but if there are other solutions we will try to help you avoid this.<\/p><p>To find out about your options simply <a href=\"#enquire\">apply online within minutes<\/a> or use our free online <a href=\"https:\/\/www.justbudget.com.au\/free-budget-planner\/\">Budget Planner<\/a> and get the ball rolling towards a more positive future with no more money worries.<\/p><\/div>\t\t\t\t\t\t\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-50d190a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"50d190a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f88b128\" data-id=\"f88b128\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c08988d elementor-widget elementor-widget-heading\" data-id=\"c08988d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Learn More With Our Blog<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2494983 elementor-widget elementor-widget-tp-dynamic-listing\" data-id=\"2494983\" data-element_type=\"widget\" data-widget_type=\"tp-dynamic-listing.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"pt-plus-dynamic-listing\" class=\"dynamic-listing post662cab9c154fa  list-isotope  dynamic-listing-style-2 hover-image-style-1 layout-style-1  \"  data-layout-type=\"fitRows\"   data-id=\"post662cab9c154fa\" data-style=\"style-2\"  data-enable-isotope=\"1\"><div id=\"post662cab9c154fa\" class=\"tp-row post-inner-loop post662cab9c154fa text-center  \"><div class=\"grid-item metro-item  tp-col-lg-3 tp-col-md-6 tp-col-sm-12 tp-col-12  \"><article id=\"post-6130\" class=\"post-6130 post type-post status-publish format-standard has-post-thumbnail hentry category-budget-tips category-debt-management category-financial-hardship category-informal-debt-arrangements category-tips tag-avoid-debt tag-bankruptcy tag-budgeting tag-debt-australia tag-debt-consolidation tag-debt-free tag-debt-help tag-debt-relief-plan tag-debt-support tag-formal-debt-agreement tag-get-out-of-debt 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