FFA PayGate Agreement

FFA PayGate (Debit User) will debit the Account nominated in the Schedule of the DDR as specified. Just Budget Pty Ltd may, by prior arrangement, vary the amount and frequency of future debits.

Should the original terms & conditions of this arrangement need to be varied a minimum of seven days notice will be provided. Queries arising as a result of any such variation must be notified to Just Budget Pty Ltd two working days prior to the first debit date the variation would apply to.

Deferment or alteration to the schedule is subject to the terms & conditions of any agreement between you and Just Budget Pty Ltd whom FFA PayGate or (Debit User) acts on behalf of.

Debits will be identified on your bank statement by the use of the name FFA PayGate usually followed by a reference number.

All payments must be met on the due dates. Please note that there is an administration fee of $15.00 for each time a direct debit payment is dishonoured.

Just Budget Pty Ltd may, in its absolute discretion, at any time by notice in writing to PayGate (Debit User) terminate this request as to future debits.

If a debit item is disputed, Just Budget Pty Ltd must be notified immediately. PayGate (Debit User) will endeavour to resolve this matter within industry agreed timeframes.

Direct debiting is not available on the full range of accounts and as such you must check with your financial institution.

It is your responsibility to have sufficient funds in your nominated account to permit a successful debit to be made. Direct debits usually occur overnight, however, transactions can take up to three days, depending on your financial institution.

If a debit is returned unpaid by the financial institution you will be responsible for payment of the debit, plus any return fees and administrative costs incurred.

To stop or cancel a direct debit, the terms & conditions of any agreement between you and Just Budget Pty Ltd for whom PayGate (Debit User) acts on behalf of must be complied with.

FFA PayGate is a fully owned division of PaySmart, a licensed commercial corporation regulated by the Queensland Dept. of Equity & Fair Trading and collected funds are held in trust until disbursement. In event of fraud where PayGate is not at fault, PayGate will be free of any legal liability.

No account records or account details will be disclosed to any persons except where such information is required in connection with any claim relating to an alleged incorrect or wrongful debit.

An administration fee of 99¢ is applied to each direct debit transaction. Surcharge for credit card payments: Visa and Mastercard 1.5% AMEX 3.5%.