Contact Just Budget

Need Help Or Got A Question?

Our caring team is available around the clock to support you. Call us: 1300 795 775, email us: info@justbudget.com.au, or apply below.

Get in touch

Facing financial difficulty is never easy, and it’s not something anyone should go through alone. We specialise not only in providing expert debt support but also in ensuring every client feels emotionally supported throughout their journey.

If you have any questions, concerns, or need guidance, we’re here to help.

Check out what our clients say

Google
joshua mccarthy profile picture
joshua mccarthy
8 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I would highly recommend Pat from JustBudget. Pat was incredibly helpful and took the time to understand my financial situation and find a solution that worked for me and my family. The whole process was explained clearly, Pat was easy to communicate with, and I never felt judged about my circumstances. I really appreciate the time, effort and support Pat provided in helping me find a financial solution and giving me some peace of mind. Thank you so much, Pat, for all your help. It has made a real difference for us!
Google
Bijoy profile picture
Bijoy
2 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Abigail had been fantastic and is helping me with my debt
Google
miki filipovic profile picture
miki filipovic
1 October 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Very helpful, all information given that actually makes sense, would recommend to everyone
Google
Alexander Bellotti profile picture
Alexander Bellotti
30 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I was treated with respect and kindness and I recommended JB to anyone who is in financial difficulties as they sort all out and do exactly what they advise you and they keep you informed through the whole process 💯
Google
Ashton Casey profile picture
Ashton Casey
30 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Exceptional customer service representatives, Very informative and thorough understanding of real life situations. Both Pat and Abigail where a dream to work with.
Google
Devika Padmakumar profile picture
Devika Padmakumar
26 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Pat was very patient and helpful throughout. Clarified all my doubts and gave me suitable option.
Google
Camilla Mapula profile picture
Camilla Mapula
24 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Pat was very helpful. He has answered all my questions and understood my current situation. Pat was very thorough. Thank you for letting me understand how your company works.
Google
Brett HB profile picture
Brett HB
22 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I’m debt free thanks to the amazing team, i didnt think i would be in this position. They are super helpful, friendly and do what they say. If your in a position of financial stress and need help, definitely contact these guys first
Google
Caitlin profile picture
Caitlin
22 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Pat was really helpful, he answered every question I had to ask. Overall very happy with his service
Google
Turongo Neha profile picture
Turongo Neha
18 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Thank you so much i rate Just budget amazing, easy to work with they do all the work all u do is click from ur fone, if there were 10 stars i would rate u that, thank uz exspecally keanu vanerhide, 10 stars buddy thanks
Google
Tash Maree profile picture
Tash Maree
17 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
the team at just budget helped me stick to my payment arrangement with debts i had struggled with completing payments over the years and racking up more. they listened to my struggles and made me feel seen for financial mistakes i made, i appreciate the team so much for being so supportive and understanding, helping me take this step to financially bettering my future
Google
Hassan Ismail profile picture
Hassan Ismail
17 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
“I had a fantastic experience speaking with Pat Neupane. From the moment the call started, Pat was incredibly friendly and attentive, making sure all my questions were answered. The level of customer service provided was exceptional, and I truly appreciate the support. Thank you, Pat, for your outstanding service!” Nat 🙏🙏
Google
Singapura Academy profile picture
Singapura Academy
17 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Great helpful officers and advisers!
Google
Chantelle dierickx profile picture
Chantelle dierickx
16 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Just Budget went above and beyond with advise, customer service and the services i needed. I highly recommend them 5 stars is not enough to give i rate higher
Google
Savuth Tak profile picture
Savuth Tak
16 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Pat was great. He reolve all my issues and made it easy. Recommended
Google
Jessica Danckert profile picture
Jessica Danckert
15 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Just Budget have been amazing to deal with so far! Keanue has been an absolute pleasure to deal with and is very helpful and understanding. If you are struggling to make ends meet, I highly recommend Just Budget!
Google
josef hanson profile picture
josef hanson
15 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Pat was a legend helping me consolidate all the little debts that were just getting missed and out of control giving me less stress and more time with my new born daughter
Google
Steven Parr profile picture
Steven Parr
15 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I highly recommend just budget to anyone that finds themselves in to much debt.the customer service is outstanding and they understand and really want to help.if not for them I don't know what I would have done.once again there customer service is second to none..I'm dealing with abby and she is absolutely wonderful. Thankyou so much again..easy 5 star..
Google
Ana Veloutsos profile picture
Ana Veloutsos
15 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Pat and Alana from Just Budget are very professional and helped me out which i am very happy and much relief
Google
Bradley Redman profile picture
Bradley Redman
14 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Keanue was great made the whole process easy and explained everything

Watch how our solutions work

Just Budget has the tools to help you become debt-free. Find out how our debt solutions work:

We Solve Debt Problems in 3 easy steps

An expert will go through your budget with you

1. An expert will go through your budget with you

This helps us understand what you can afford so you can get the best debt solution possible.

We'll negotiate a new plan with your creditors

2. We'll negotiate a new plan with your creditors

This will be on your terms, based on what you can afford. You will only pay us moving forward.

3. You'll be on a clear pathway to becoming debt-free!

With the new debt relief plan underway, you'll make easy, reduced payments to us until you're debt-free!

Common Questions

Just Budget will never charge you anything up front. If you are charged anything, it will be built into your reduced repayments and factored into what you can afford.

We are also 100% transparent with any fees and costs no nothing will come as a surprise.

Until the point that you decide to sign the paperwork and enter into a Debt Relief plan, there is absolutely no commitment expected of you.

We are so confident in the quality of our service and solutions that all time and guidance leading up to this point is completely complimentary.

The beautiful thing about a Just Budget Debt Relief Plan is that it’s designed to support those who are struggling financially. If you don’t have any money, you’re likely exactly the sort of person we can help.

Our mission is to help people who can’t afford their debts. We do this by combining, reducing and simplifying your current debts into an amount you can afford at a frequency you can afford.

So if you have no money – yes you could certainly still get help with your debts.

Unfortunately, most of our clients have been let down by a financial institution before.

Whether it’s a bank approving a credit card when you already have unaffordable debts or a payday lender imposing unfairly high interest rates.

But this is where we’re different. We don’t profit from taking advantage of our clients—morally or financially.

  • We thrive on the relief we see on our client’s faces after we’ve erased their financial worries.
  • We take pride in standing in the way of creditors who have harassed them.
  • And we’re driven by helping individuals move from the brink of bankruptcy to living completely debt-free.

If you don’t believe us, read our Trustpilot and Google reviews.

Reach out to Just Budget today

Just Budget could provide emotional support, financial guidance or even a debt solution within 24 hours, and you could start enjoying the benefits immediately.