Combine Debt into One Simple Repayment

Combine Debt into One Simple Repayment

No credit impact | Free & Fast Assessment

Combine debt with Just Budget

No credit impact | Free & Fast Assessment

$1,878

Avg Monthly Saving

71%

Avg. Payment Reduction

Excellent

Customer Reviews

Hundreds of ⭐⭐⭐⭐⭐ Reviews and Counting

Simplify & Save on your Debts

Combine All Your Debts into One

Streamline repayments and simplify life with 1 payment.

Get expert debt help

Receive expert support & protection

Take back control & keep your money in your pocket.

Only pay what you can afford

Only pay what you can afford

We combine & reduce monthly payments by 71% on average.

No hassle, no stress, just a debt-free future

No hassle, no stress, just a debt-free future

Enjoy more money in your pocket each week until you’re debt-free!

What will you do with your extra money?

The average Just Budget client saves $1,878/month!

Reduce your monthly payements to creditors

We’ve helped thousands of Aussies combine debt into one manageable payment.

Check out the results below that 10 randomly selected clients were able to achieve:

Results table body

The figures in this table are from genuine client outcomes. The selections were taken at random and are not intended to represent or guarantee that other clients will achieve the same or similar outcomes.  Each result is dependent on a range of factors.

Reduce your monthly payements to creditors

We’ve helped thousands of Aussies combine debt into one manageable payment.

Check out the results below that 10 randomly selected clients were able to achieve:

Avg debt payment reduction mobile & tablet

The figures in this table are from genuine client outcomes. The selections were taken at random and are not intended to represent or guarantee that other clients will achieve the same or similar outcomes.  Each result is dependent on a range of factors.

Get Back in Control Today

If you’re tired of multiple bills and high interest rates, it’s time to combine your debts and start fresh.

More money in your pocket

Your debts will be combined into one affordable payment, leaving you with more money for you.

Frozen Interest rates

Interest rates & fees can be frozen. This means you'll likely save money by the end of your plan.

Protection from creditors icon

Protection from creditors

We will act on your behalf and your creditors will be instructed to stop contacting you

Dedicated support

An expert will be assigned so you always feel supported and never feel alone or confused.

Questions?

This is not a loan – it’s a personalised plan to reduce what you pay your creditors based on your situation. We’ll handle everything.

If you make timely payments, your credit file will not be checked. In fact, it will likely improve by the end of your arrangement.

While we can actively reduce unsecured loans, we can still take on secured loans too and manage repayments on your behalf.

All costs are built into your payments, so you will never pay anything on top. Because interest & fees are usually frozen/wiped, you’ll likely save money over the course of the agreement.

Applying takes less than 5 minutes. We aim to provide a solution within 1 hour. We could start combining & reducing your payments within as little as 1 week!

Stop paying for debts you can't afford

Keep your money in your pocket with our help:

No credit impact | Free & Fast Assessment

Applying has no credit impact

Free & Fast Assessment