Giving gifts, traveling to see extended family, entertaining friends and coworkers during holiday parties and spending quality time with those closest to us all define the holiday season. Unfortunately, each of these otherwise enjoyable activities can make a substantial dent to anyone’s bank account and can quickly derail even a financially savvy person’s pristine budget.
As Australians struggle with increasing debt burdens, it is no surprise that personal bankruptcies are also on the rise. In fact, three times as many individuals
When people are faced with extreme amounts of debt and don’t have enough funds to repay all of these debts, the most common thing they do is declare bankruptcy. However, recent figures show that Australians are favouring debt agreement more than bankruptcy due to its obvious less extreme consequences.
Earlier in 2015, millions of Australians looked forward to the relief that was meant to come from the official interest rate cuts to 2.25 per
Managing your own finances can seem like a daunting task but in reality it only takes some planning. Instead of letting bills pile up and making late payments, it is much easier to have everything settled at the end of the month so you can focus on the more enjoyable things in life.
Australian household debt is the highest in the world and it is only getting worse. Tied with Denmark, Australia’s household debt is 130 per cent of GDP
Many single mums think of budgeting as denying oneself of the joys when it comes to spending. Budgeting helps you gain financial flexibility in order to cope with life changing experiences such as divorce, children or any other things that may influence you financially.
Does it feel like writing down a budget plan takes up too much time? Want to refine the process? Read on to find out how to budget correctly this year.
The Federal Government’s 2014 Australian budget has been released and there are some major changes that people will need to take note of. Some of the modifications will
Financial hardship is an isolating experience that has left many Australians in doubt of themselves. This is further amplified when people struggling with their debts
The media buzz around debt in Australia has increased significantly. Most of the attention in the parliament and in the media seems to be focused on government debt.
Over the past two decades, it has become increasingly easy to obtain credit. The combination of the booming economy and rising household wealth has created
The gold rush of the mining boom is coming to an end as many families and individuals seek financial assistance to avoid bankruptcy. Their 6-figure
Since the introduction of the National Consumer Credit Protection Act or NCCP much has changed with credit providers in relation to offering their clients financial
It can be quite embarrassing for a person to admit that he/she has a financial problem. But this is where most people make a big mistake. If they realise their predicament and seek help, they can deal with their debts in a much better way. Finding the right debt management solution is essential.
Just Budget Pty Ltd is a well respected company specialising in debt management and credit card support. Our primary goal is to remove the pressure from our clients and help Australians take back control of their finances.