Welcome to the Just Budget Blog

reduce your debt
Debt Management

7 Savvy Ways to Reduce Debt

While experiencing financial hardship, many Australians are not aware that there are solutions to reduce your debt. Banks have become more accountable for responsible lending practises and this gives the individual a little more negotiating power.

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Renegotiating Debt: Your Ticket to Financial Freedom
Debt Management

Renegotiating Debt: Your Ticket to Financial Freedom

Are you burdened with financial woes? Do you feel like your debts are growing leaps and bounds each month? Is your current salary falling short of your payment schedule and expenses? Are you considering filing for bankruptcy? If you said, “YES” to any of those questions it may be an indication that you are in serious financial trouble.

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Budgeting tips for the holidays
Budget Tips

Budgeting Tips For The Holidays

Giving gifts, traveling to see extended family, entertaining friends and coworkers during holiday parties and spending quality time with those closest to us all define the holiday season. Unfortunately, each of these otherwise enjoyable activities can make a substantial dent to anyone’s bank account and can quickly derail even a financially savvy person’s pristine budget.

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Why a Debt Agreement is Better than Bankruptcy
Debt Management

Why a Debt Agreement is Better Than Bankruptcy

When people are faced with extreme amounts of debt and don’t have enough funds to repay all of these debts, the most common thing they do is declare bankruptcy. However, recent figures show that Australians are favouring debt agreement more than bankruptcy due to its obvious less extreme consequences.

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Debt Management
Debt Management

Best Money and Debt Management Starts With You

Managing your own finances can seem like a daunting task but in reality it only takes some planning. Instead of letting bills pile up and making late payments, it is much easier to have everything settled at the end of the month so you can focus on the more enjoyable things in life.

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budgeting-tips-for-single-mum
Budget Tips

Budget Tips for The Single Mum

Many single mums think of budgeting as denying oneself of the joys when it comes to spending. Budgeting helps you gain financial flexibility in order to cope with life changing experiences such as divorce, children or any other things that may influence you financially.

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The 2014 Australian Budget
Budget Tips

The 2014 Australian Budget

The Federal Government’s 2014 Australian budget has been released and there are some major changes that people will need to take note of. Some of the modifications will

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Getting Rid of Debt
Debt Management

Getting Rid of Debt

Over the past two decades, it has become increasingly easy to obtain credit. The combination of the booming economy and rising household wealth has created

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