Welcome to the Just Budget Blog

Save enough for retirement and still save up for luxuries in the meantime

Saving Money And Have Enough For Retirement

Savings should be a big part of everyone’s budget but for many of us it is still a small portion of our weekly, monthly or yearly budget. Thinking about retirement is daunting when you also have to think about all the other things you want to save up for.

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Long Term Financial Hardship
Financial Hardship

Facing Long Term Financial Hardship?

If you are facing long term financial hardship there are options to rise above debt, renegotiate the terms of your credit contract and be able to pay off your debts in a sustainable manner.

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Budget tips
Budget Tips

How to Stick to a Budget Plan

Planning a budget is all about compromise. You’ll want to set a reasonable budget plan that you can stick to, all the while making smart decisions on where you spend your money.

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How to budget when you have extra cash
Budget Tips

Budget Help When You Receive Extra Cash

While getting a large injection of extra cash can seem like a dream come true, it’s important not to spend it all at once. Clear your debts and make a plan for the future, so that it takes the pressure off your financial situation in the longer term.

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The ATO and Financial Hardship
Debt Management

ATO Financial Hardship Application

Often when individuals are in a time of financial crisis, tax obligations become hard to manage and this debt can get out of control. Working with the ATO seem like a David and Goliath struggle, but there are options when managing personal and business tax debt.

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