Welcome to the Just Budget Blog

Long Term Financial Hardship
Financial Hardship

Facing Long Term Financial Hardship?

If you are facing long term financial hardship there are options to rise above debt, renegotiate the terms of your credit contract and be able to pay off your debts in a sustainable manner.

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Budget tips
Budget Tips

How to Stick to a Budget Plan

Planning a budget is all about compromise. You’ll want to set a reasonable budget plan that you can stick to, all the while making smart decisions on where you spend your money.

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How to budget when you have extra cash
Budget Tips

Budget Help When You Receive Extra Cash

While getting a large injection of extra cash can seem like a dream come true, it’s important not to spend it all at once. Clear your debts and make a plan for the future, so that it takes the pressure off your financial situation in the longer term.

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The ATO and Financial Hardship
Debt Management

ATO Financial Hardship Application

Often when individuals are in a time of financial crisis, tax obligations become hard to manage and this debt can get out of control. Working with the ATO seem like a David and Goliath struggle, but there are options when managing personal and business tax debt.

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reduce your debt
Debt Management

7 Savvy Ways to Reduce Debt

While experiencing financial hardship, many Australians are not aware that there are solutions to reduce your debt. Banks have become more accountable for responsible lending practises and this gives the individual a little more negotiating power.

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Renegotiating Debt: Your Ticket to Financial Freedom
Debt Management

Renegotiating Debt: Your Ticket to Financial Freedom

Are you burdened with financial woes? Do you feel like your debts are growing leaps and bounds each month? Is your current salary falling short of your payment schedule and expenses? Are you considering filing for bankruptcy? If you said, “YES” to any of those questions it may be an indication that you are in serious financial trouble.

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